Ghana Ranks First Globally in Women’s Economic Participation as WEF Report Highlights Progress and Next Challenge
Ghana has emerged as a global leader in women’s economic participation, ranking first among 145…
Informal Sector
Why Ghana’s Insurance Industry Must Educate Consumers
Insurance penetration in Ghana remains stuck at about one percent of GDP—among the lowest in…
The Pavement and the Plaza: How Accra’s Street Vendors Compete With, and Often Outsmart, the Formal Retailers
EXECUTIVE INTRODUCTION The formal retail sector in Accra, with its gleaming supermarket aisles, its air-conditioned…
The Unshaken Table: Why Accra’s Markets Remain Resilient Against Every Economic Storm
EXECUTIVE INTRODUCTION The formal economic indicators paint a picture that should spell the death of…
Beyond the First Sale: The Deep Strategies Accra Businesses Use to Build Loyal, Repeat Customers
EXECUTIVE INTRODUCTION In the crowded, competitive, and often chaotic commercial landscape of Accra, the single…
Why Many Ghanaians Still Live Paycheck to Paycheck
From stagnant wages to a 90% informal economy — the structural forces keeping financial security…
Why Many People in Accra Ghana Avoid Loans: ASJ Intelligence Brief
From high interest rates to the trauma of debt collectors—the deep-seated reasons behind Ghana’s persistent…
Sub-Saharan Africa’s 88% Informal Workforce Weakens Government Finances, Limits Growth and Creditworthiness, Moody’s Warns
Sub-Saharan Africa has the largest informal workforce in the world, with nearly 88% of workers…
The Container Shop in the Cloud: Why Small Shops Without a Digital Presence Are Already Failing
Introduction: The Shop That Disappeared There was a small shop on my street in Accra….
The Economics of Street Food in Accra: Low Margins, High Resilience, and the Real Price of a Quick Meal
From nkate cake vendors making GHS 30 a day to the plantain supply chain that…