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THE ACCRA DAILY MAIL
The Accra Daily Mail
Sports, people and the stories behind the game.
SPORTS
Where the Money in Modern Football Comes From: Broadcast Billions, Commercial Empires and the Ghanaian Reality
Modern football runs on money that flows from three main pipelines: television screens, corporate boardrooms, and stadium turnstiles. At the elite level, the game has become…
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SPORTS
How Football Clubs Make Money: The Broadcast Billions, the Commercial Shift and Ghana’s Survival Struggle
A football club is not just a team. It is a business, and like any business,…
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SPORTS
How Football Agents Make Money: The Commission Machine, the FIFA Fee Cap and Ghana’s Unlicensed Agent Problem
When a footballer signs a lucrative contract or moves clubs for a multi-million-dollar fee, someone else…
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SPORTS
What Is a Release Clause in Football? The Contract Trick That Lets Players Leave—and Why Ghanaian Clubs Rarely Use It
When a player signs a contract, the club usually holds all the power. If another team…
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INSURANCE & RISK
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Emerging Insurance Brokers
Explore insurance brokers and risk management firms serving individuals and businesses in Ghana.
TOOLS & CALCULATORS
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Financial Tools
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GHANA MARKET WATCH
Markets at a Glance
Track exchange rates and fuel prices with the latest available market data.
CURRENCY MARKET
FX
Exchange Rates
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| USD/GHS3 Nov 2026 | 11.68 | +0.04 | +0.31% |
| GBP/GHS3 Nov 2026 | 15.66 | +0.07 | +0.47% |
| EUR/GHS3 Nov 2026 | 13.08 | +0.08 | +0.61% |
| NGN/GHS3 Nov 2026 | 0.01 | +0.00 | +0.50% |
| CAD/GHS3 Nov 2026 | 8.36 | +0.02 | +0.22% |
| ZAR/GHS3 Nov 2026 | 0.70 | +0.01 | +0.79% |
ENERGY MARKET
FUEL
Fuel Prices
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| Petrol3 Nov 2026 | GH₵16.59 | +0.00 | +0.03% |
| Diesel3 Nov 2026 | GH₵18.30 | +0.03 | +0.16% |
Data source: ASJ API Ghana
Figures may be updated daily; check the displayed date.
ACCRA STREET JOURNAL
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POLITICS & PUBLIC AFFAIRS
THE ACCRA DAILY MAIL
The Accra Daily Mail
Politics. Power. Policy. The stories shaping Ghana.
NEWS & POLITICS
NADMO Recruitment: The Volunteer Drive, the C-SERP Portal and What It Means for Job Seekers
When Ghanaians hear that the National Disaster Management Organisation is recruiting, the immediate assumption is often that paid jobs are available. The reality is more complicated.…
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NEWS & POLITICS
Ghana Prisons Service Recruitment: The C-SERP Portal, the Requirements
For Ghanaians hoping to join the Ghana Prisons Service, the path runs through the same centralised…
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NEWS & POLITICS
Ghana National Fire Service Recruitment: Requirements, the C-SERP Portal and the 2027 Freeze
For Ghanaians hoping to join the Ghana National Fire Service (GNFS), the path runs through the…
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NEWS & POLITICS
Ghana Immigration Service Recruitment: The C-SERP Portal, the 65% Pass Mark and the 2027 Freeze That Leaves Thousands Waiting
For Ghanaians hoping to join the Ghana Immigration Service (GIS), the path runs through a single,…
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AFRICA NEWS & BUSINESS
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BRAND FOCUS AFRICA
Stories shaping business, markets and innovation across Africa.
Nov 3, 2026
The Uniformed Economy: How Africa’s Private Security Firms Really Operate
The image is familiar across the continent: a guard in a faded uniform, sitting on a plastic chair outside a bank or a gated estate, earning a wage…
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Nov 3, 2026
The Trash Economies: How Africa’s Waste Crisis Became a Multibillion-Dollar Opportunity
The narrative around waste in Africa has long been one of failure: uncollected refuse, choked drains,…
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Nov 3, 2026
The Quiet Advantage: How African Construction Firms Actually Win Government Contracts
The popular narrative is that government contracts go to whoever knows the right people. The regulatory…
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Nov 3, 2026
The Conglomerate Playbook: How Africa’s Biggest Family Empires Turn Scale Into Staying Power
The popular story of African business is one of raw materials leaving the continent and finished…
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GHANA'S ECONOMIC PULSE
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Economy
Why Traffic Congestion Makes Travelling Across Accra More Expensive
Traffic congestion in Accra is not just an inconvenience that makes you late for work. It is a direct, measurable cost that is baked…
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LIFE IN GHANA'S CAPITAL
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Street of Accra
Discover the people, places, ideas and everyday developments shaping life across Accra.
How to Send a Parcel From Ghana Abroad: International Shipping, Costs and Requirements
Sending a parcel from Ghana to another country is not simply a matter of handing it to a courier. The process involves export declarations, regulatory permits for certain…
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MORE FROM ACCRA
Courier Services in Accra and Ghana: Comparing Delivery Companies, Prices and Services
Accra’s courier market is crowded, fragmented, and priced by the trip. The real cost is not the quoted…
Best Areas to Live in Accra: A Guide to the City’s Neighbourhoods
Accra is not a single city but a collection of distinct neighbourhoods, each with its own rhythm, price…
The Eyes on the Road: Inside TraffiTech-GH, Ghana’s Automated Traffic Enforcement Gamble
The cameras are live. The text messages are ready. But as the November 1 rollout arrives, a coalition…
BEYOND THE HEADLINES
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ASJ Investigates
Questions that matter. Issues that deserve answers. Stories that demand a closer look.
THE BIG STORY
Inside the Hardest Choice John Dramani Mahama Faced Before January 2025
Editorial: A Hard Return and a Harder Choice As Ghana prepared for the inauguration of President John Dramani Mahama on January 7, 2025, the weight of the nation’s…
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MORE TO EXAMINE
WSJ Analysis: Africa’s Energy Transition Needs Real Investment, Not Promises
Published by Accra Street Journal – “Editorial Desk” | Published: June 2025 The West keeps promising billions…
The Mahama Tracker: What the President Has Done So Far Since January 2025
By Samuel Kwame Boadu | Accra Street Journal Six months into his return to Ghana’s highest office,…
The 14% Question: Will Cheaper Money Find Its Way to Ghana’s Starving Private Sector?
The numbers arrived like a cool breeze during harmattan. Ghana’s inflation rate, that merciless thermometer of household…
LAW • RIGHTS • JUSTICE
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The Law
Making sense of Ghana's laws, legal rights and the issues that shape everyday life.
LEGAL SPOTLIGHT
Equity, Preference, and Power: Understanding the Legal Landscape of Shareholding in Ghana
In Ghana’s maturing capital market as studied by Accra Street Journal, shares are more than a vehicle for wealth—they represent voting power, risk appetite, and…
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MORE LEGAL INSIGHTS
Inside Ghana’s Cabinet: Structure, Powers & How National Decisions Are Made
Every modern government needs a central body that coordinates national policy, guides decision-making, and manages the…
What the Constitution Says About Free Speech in Ghana — And Its Limits
Free speech is a pillar of every thriving democracy — and Ghana is no exception. But…
Ghana’s Attorney-General Halts Prosecution of Duffuor, Citing 60% Recovery in uniBank Case
Summary: Ghana’s Attorney-General has halted the prosecution of former finance minister Dr Kwabena Duffuor and seven…
THE CITY. THE PEOPLE. THE EVERYDAY.
Explore Accra
Accra Living
The places, people, culture and everyday realities that make Accra what it is.
CITY SPOTLIGHT
Top Golf Courses Near Accra
For a city better known for its traffic and markets, Accra hides a quiet sporting heritage. The capital and its surrounding areas are home to some of West…
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MORE FROM THE CITY
Ride-Hailing in Accra: A Comparison of Uber, Bolt & Yango in 2026
Ride-hailing apps have transformed urban transport the world over. In the Ghanaian capital of Accra, three major platforms—Uber,…
Top Must-Visit Locations in Accra for Tourists and Locals
Accra, the capital of Ghana, is a vibrant city that offers a unique blend of history, culture, and…
UPSA Admission Process & Courses in Accra (2026 Guide)
The University of Professional Studies, Accra (UPSA) is one of Ghana’s leading public universities, well-known for its focus…
YOUR MONEY. YOUR CITY. YOUR LIFE.
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Accra, Ghana Cost of Living
Practical insights into the cost of housing, food, transport and everyday life in Accra.
FEATURED ANALYSIS
Cost of Living in Accra (2026 Edition)
✅ Introduction Accra—Ghana’s capital—is vibrant, cosmopolitan, and full of opportunity. But it’s also one of the most expensive cities to live in West Africa. Whether you’re a…
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MORE ON THE COST OF LIVING
Housing, Food and Transport: Understanding Ghana’s Cost of Living
Ghana’s Cost of Living Explained – Ghana’s cost of living affects households, workers, and businesses alike. Here’s…
How Much Does Waakye Cost in Accra in 2026?
From morning vendors at 37 Military Hospital to upscale restaurants in Osu, the price of waakye in…
Ghana’s Economy Is Stabilising, But Household Budgets Tell a More Cautious Story
Macroeconomic Stability Meets Household Restraint Ghana’s macroeconomic indicators are showing signs of recovery. Inflation has slowed, the…
The Identity Layer: Why the Ghana Card Is Becoming the Quiet Engine of Insurance Verification
For years, the insurance industry’s biggest vulnerability was…
The End of the Paper Trail: How Digitisation Is Quietly Rewriting the Claims Clock in Ghana
The claim form, the police report, the repair…
Electronics Prices in Ghana: iPhones, Samsung Phones, Laptops and Other Devices
The electronics market in Ghana is a two-tier…
The Contractor Behind the Cameras: Inside Sensys Gatso, the Swedish Firm Powering Ghana’s TraffiTech-GH
It began with a racing driver who could…
The Eyes on the Road: Inside TraffiTech-GH, Ghana’s Automated Traffic Enforcement Gamble
The cameras are live. The text messages are…
ACCRA LEGAL JOURNAL
JUSAG Declares Indefinite Nationwide Strike From November 2 Over Unpaid Reviewed Salaries
The Judicial Service Staff Association of Ghana (JUSAG) has declared…
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Buying a Car on Hire Purchase in Ghana: How the Arrangement Works
Hire purchase is one of the most common ways Ghanaians…
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Small Claims Court in Ghana and How to Make a Formal Complaint
When a debt goes unpaid or a dispute arises, many…
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Legal Aid in Ghana: How to Get Free Legal Representation
The law is supposed to protect everyone equally. But in…
Read More CHANGE MAKERS
Markets · Investing · Capital
Stock Street Journal
Stocks, ETFs, the Ghana Stock Exchange, venture capital and investment trends shaping African markets.
Market Focus
Why Pension Funds Invest in Ghana Government Securities
Oct 17, 2026
Ghana’s pension funds hold the retirement savings of millions of workers. The way they invest that money is not a matter of preference—it is a matter of regulatory design, fiduciary duty, and,…
Read Analysis →Stock Street Journal
How Institutional Investors Use Ghana Government Bonds
Oct 17, 2026
Read Analysis →Stock Street Journal
Ghana Bonds vs Treasury Bills: Understanding the Risk Difference
Oct 17, 2026
Read Analysis →Stock Street Journal
Can You Sell Ghana Government Bonds Before Maturity?
Oct 17, 2026
Read Analysis →
Property & Housing
Real Estate
Property markets, housing trends and insights shaping Ghana's built environment.
ASJ Real Estate
Building Materials Prices in Ghana: Cement, Iron Rods, Roofing Sheets, Blocks and More
Nov 1, 2026
The cost of building a home in Ghana is not a single number. It is a moving target, shaped by port congestion,…
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ASJ Real Estate
REITs in Ghana: How Real Estate Investment Trusts Work
Sep 18, 2026
For many Ghanaians, owning commercial property—an office block, a shopping mall, or a warehouse—has always been out of reach. The capital required…
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ASJ Real Estate
Why Accra’s Neighbourhoods Are Changing Overnight
Sep 3, 2026
From the gleaming towers of Airport City to the planned redevelopment of the Korle Lagoon slum, Accra’s neighbourhoods are being reshaped at…
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ASJ Real Estate
Micheletti & Co. Ltd.: The 70-Year-Old Civil Engineering Titan That Built Ghana’s Infrastructure—and Defended Its Legacy at the ICC
Aug 28, 2026
Founded in 1955 by an Italian entrepreneur, this 201-500 employee civil engineering and building construction powerhouse has shaped Ghana‘s skyline for seven…
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Essential Services · Consumer Guides · News
Public Utilities Guide & News
Practical guides, consumer information and the latest coverage of electricity and water services in Ghana. Understand ECG bills, tariffs and power supply, and find useful information about Ghana Water services.
GHANA WATER COMPANY
What Happens When You Don’t Pay Your Ghana Water Bill?
Sep 6, 2026
When you fail to pay your Ghana Water Limited (GWL) bill, the consequences are serious and escalate over time. From service disconnection and reconnection fees to heavy penalties and legal action, understanding…
Read Guide & Analysis →GHANA WATER COMPANY
How to Change the Name on a Ghana Water Account
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Ghana Water Meter Not Working? Here’s What to Do
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Applying for a New Ghana Water Connection: What You Need to Know
Sep 6, 2026
Read Guide & News →Connectivity · Mobile Money · Consumer Guides
Ghana Telecom Guides & News
Practical guides, service information and news covering Ghana's mobile networks, data bundles, mobile money, network services and the telecom industry.
MTN Ghana
GSE Soars to 14,403.60 Points as Composite Index Jumps 2.49% in Single Session
Oct 12, 2026
The Ghana Stock Exchange recorded a strong upward surge on Monday, October 12, 2026, with the benchmark GSE Composite Index soaring 350.12 points (2.49%) to close at 14,403.60 points, extending its year-to-date…
Read Guide & Analysis →MTN Ghana
MTN’s $500 Billion Pivot: From Telecom Giant to Africa’s Consumer Technology Platform
Oct 6, 2026
Read Guide & News →MTN Ghana
Ebenezer Asante’s MTN Ghana Stake Hits $4.3 Million as Shares Surge 48.1%
Oct 5, 2026
Read Guide & News →Telecel Ghana
Why Ghana’s AI Skills Push Needs a “Transfer Test” Before Training Counts as a Success
Oct 3, 2026
Read Guide & News →Markets · Trade · Investment
The High Street Business
Market analysis, business insights and stories on the forces shaping Ghana's economy, trade, retail and investment landscape.
Markets desk · In partnership with The High Street Business
Markets · Featured Analysis
GACL Posts GH₵354.6 Million Profit and Pays First Dividend to Government on Airport Charge, Passenger Growth
Nov 3, 2026 · The High Street Business
The Ghana Airports Company Limited grew its 2025 profit to GH₵354.6 million and paid its first dividend of GH₵30 million to the Government of Ghana, crediting the airport infrastructure development charge and strong passenger…
Read Full Analysis →Markets · THSB
Ghana Bauxite Company Secures US$250 Million Ecobank Mandate to Expand Awaso Mine
Oct 31, 2026
Read More →Markets · THSB
Ghana’s Urban Population Hits 58.7% as 33.7 Million Population Reshapes Demand for Housing and Services
Oct 31, 2026
Read More →Markets · THSB
Petrol and LPG Prices Set to Drop Slightly as Diesel Faces Minor Increase in November
Oct 31, 2026
Read More →Venture Capital CatchUp
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Ghana’s Startup Investment Market: Where Capital Is Going
October 12, 2026
Ghana’s startup ecosystem has matured over two decades, but the funding landscape is shifting in ways that founders and investors need to…
Business & Finance
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Gov’t to Force the Buy-Ghana Agenda—State Agencies to Get Local-Only Procurement List
April 7, 2025
In a bold move to strengthen the local economy and boost domestic production, the government has announced plans to publish an official…
Dangote Cement Sales in Cameroon Drop 14% as Political Unrest Disrupts Economic Activity
March 11, 2026
Africa World Airlines Reschedules Accra–Ouagadougou Route Launch to July 1, Enhancing Ghana-Sahel…
June 19, 2025
Cocoa Price Gap Threatens COCOBOD Finances as World Market Softens
January 20, 2026
Risk & Compliance
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The Role of Brokers in Ghana’s Insurance Market
August 22, 2026
From helping you compare policies to negotiating fair claims, insurance brokers are playing an increasingly vital role in Ghana’s insurance landscape. Yet,…
Priority Insurance Launches “Snap Insure” to Streamline Access to Home/Office 360 Insurance for All Agents & Brokers
September 30, 2024
Top 10 Insurance Companies in Accra With the Best Customer Service – 2026 Edition
October 6, 2025
The Role of CPCU Certification in Advancing Risk Management Careers
January 11, 2026
Culture
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How Cocoa Built Ghana’s Economy
October 13, 2025
When the scent of roasted cocoa drifts through the humid air of Ghana’s forest belt, it’s easy to forget that those glossy…
Health & Wellness
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NHIS in Ghana: Benefits, Registration, Renewal, and Coverage (2026 Guide)
October 3, 2025
Introduction The National Health Insurance Scheme (NHIS) was launched in 2003 to make healthcare more affordable and accessible to Ghanaians. Today, over…
Restaurants & Eateries
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Encore Beach Club Ghana (Kokrobite) – Location, Experience, Contact & Guide
April 7, 2023
Encore Beach Club Ghana (Kokrobite) Encore Beach Club is one of Ghana’s premier beach clubs, located at Kokrobite. Popular for hosting events…
PEOPLE WHO MAKE A DIFFERENCE
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Biography & Spotlight
FEATURED PROFILE
Spotlight on Accra’s Top Emerging Entrepreneurs Shaping the City’s Future in 2026
Accra has always been a city of movement, ambition, and reinvention. In 2026, that energy is being channelled more deliberately through a new generation of entrepreneurs redefining how business is built, scaled, and sustained in…
February 6, 2026
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WHERE TO STAY
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Hotels & Inns
Why Urban Migration Continues to Drive and Reshape Business Growth in Accra
Urban migration has been a defining feature of Accra’s growth for decades, but its influence on business development has become more pronounced…
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