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THE ACCRA DAILY MAIL
The Accra Daily Mail
Sports, people and the stories behind the game.
SPORTS
Where the Money in Modern Football Comes From: Broadcast Billions, Commercial Empires and the Ghanaian Reality
Modern football runs on money that flows from three main pipelines: television screens, corporate boardrooms, and stadium turnstiles. At the elite level, the game has become…
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SPORTS
How Football Clubs Make Money: The Broadcast Billions, the Commercial Shift and Ghana’s Survival Struggle
A football club is not just a team. It is a business, and like any business,…
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SPORTS
How Football Agents Make Money: The Commission Machine, the FIFA Fee Cap and Ghana’s Unlicensed Agent Problem
When a footballer signs a lucrative contract or moves clubs for a multi-million-dollar fee, someone else…
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SPORTS
What Is a Release Clause in Football? The Contract Trick That Lets Players Leave—and Why Ghanaian Clubs Rarely Use It
When a player signs a contract, the club usually holds all the power. If another team…
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INSURANCE & RISK
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Emerging Insurance Brokers
Explore insurance brokers and risk management firms serving individuals and businesses in Ghana.
TOOLS & CALCULATORS
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Financial Tools
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GHANA MARKET WATCH
Markets at a Glance
Track exchange rates and fuel prices with the latest available market data.
CURRENCY MARKET
FX
Exchange Rates
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| USD/GHS3 Nov 2026 | 11.68 | +0.04 | +0.31% |
| GBP/GHS3 Nov 2026 | 15.66 | +0.07 | +0.47% |
| EUR/GHS3 Nov 2026 | 13.08 | +0.08 | +0.61% |
| NGN/GHS3 Nov 2026 | 0.01 | +0.00 | +0.50% |
| CAD/GHS3 Nov 2026 | 8.36 | +0.02 | +0.22% |
| ZAR/GHS3 Nov 2026 | 0.70 | +0.01 | +0.79% |
ENERGY MARKET
FUEL
Fuel Prices
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| Petrol3 Nov 2026 | GH₵16.59 | +0.00 | +0.03% |
| Diesel3 Nov 2026 | GH₵18.30 | +0.03 | +0.16% |
Data source: ASJ API Ghana
Figures may be updated daily; check the displayed date.
ACCRA STREET JOURNAL
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POLITICS & PUBLIC AFFAIRS
THE ACCRA DAILY MAIL
The Accra Daily Mail
Politics. Power. Policy. The stories shaping Ghana.
NEWS & POLITICS
NADMO Recruitment: The Volunteer Drive, the C-SERP Portal and What It Means for Job Seekers
When Ghanaians hear that the National Disaster Management Organisation is recruiting, the immediate assumption is often that paid jobs are available. The reality is more complicated.…
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NEWS & POLITICS
Ghana Prisons Service Recruitment: The C-SERP Portal, the Requirements
For Ghanaians hoping to join the Ghana Prisons Service, the path runs through the same centralised…
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NEWS & POLITICS
Ghana National Fire Service Recruitment: Requirements, the C-SERP Portal and the 2027 Freeze
For Ghanaians hoping to join the Ghana National Fire Service (GNFS), the path runs through the…
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NEWS & POLITICS
Ghana Immigration Service Recruitment: The C-SERP Portal, the 65% Pass Mark and the 2027 Freeze That Leaves Thousands Waiting
For Ghanaians hoping to join the Ghana Immigration Service (GIS), the path runs through a single,…
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AFRICA NEWS & BUSINESS
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BRAND FOCUS AFRICA
Stories shaping business, markets and innovation across Africa.
Nov 3, 2026
The Thirst Trap: How Africa’s Water Utilities Survive on a Business Model That Loses Money
The water utility is the most essential business in any African city. It is also, in most cases, a business that loses money on every unit it sells.…
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Nov 3, 2026
The Uniformed Economy: How Africa’s Private Security Firms Really Operate
The image is familiar across the continent: a guard in a faded uniform, sitting on a…
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Nov 3, 2026
The Trash Economies: How Africa’s Waste Crisis Became a Multibillion-Dollar Opportunity
The narrative around waste in Africa has long been one of failure: uncollected refuse, choked drains,…
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Nov 3, 2026
The Quiet Advantage: How African Construction Firms Actually Win Government Contracts
The popular narrative is that government contracts go to whoever knows the right people. The regulatory…
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GHANA'S ECONOMIC PULSE
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Economy
Why Traffic Congestion Makes Travelling Across Accra More Expensive
Traffic congestion in Accra is not just an inconvenience that makes you late for work. It is a direct, measurable cost that is baked…
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LIFE IN GHANA'S CAPITAL
Explore Accra →
Street of Accra
Discover the people, places, ideas and everyday developments shaping life across Accra.
Best Sports Academies and Football Schools for Children and Teenagers in Accra
Here is what a parent in Accra needs to know before choosing a football school for their child. The Elite Scholarship Route: Right to Dream This is the…
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MORE FROM ACCRA
How to Send a Parcel From Ghana Abroad: International Shipping, Costs and Requirements
Sending a parcel from Ghana to another country is not simply a matter of handing it to a…
Courier Services in Accra and Ghana: Comparing Delivery Companies, Prices and Services
Accra’s courier market is crowded, fragmented, and priced by the trip. The real cost is not the quoted…
Best Areas to Live in Accra: A Guide to the City’s Neighbourhoods
Accra is not a single city but a collection of distinct neighbourhoods, each with its own rhythm, price…
BEYOND THE HEADLINES
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ASJ Investigates
Questions that matter. Issues that deserve answers. Stories that demand a closer look.
THE BIG STORY
God Prioritized Food Before Man—Shouldn’t Churches Do the Same?
Food is a basic human necessity, and even in the biblical story of creation, God made provisions for food before creating man. This suggests that ensuring people have…
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MORE TO EXAMINE
The Evolution of Ghana’s Political Parties Since Independence
1. Introduction: Political Parties as Pillars of Ghana’s Democracy Since attaining independence in 1957, Ghana’s political history…
Rethinking Ghana’s Economic Challenges: A Call for a New Perspective
The problem with Ghana‘s economy is the heavy reliance on primary commodities and less developed manufacturing and…
Alan Kyerematen Suggest to Gov’t To Establish A $2b Market Infrastructure Development Fund
Alan Kyerematen proposes a $2 billion Market Infrastructure Development Fund to modernize markets, boost trade, and enhance…
LAW • RIGHTS • JUSTICE
Legal Insights →
The Law
Making sense of Ghana's laws, legal rights and the issues that shape everyday life.
LEGAL SPOTLIGHT
How to Legally Change Your Name in Ghana: Deed Poll, Affidavit and Gazette Explained
Changing your name in Ghana is not a matter of preference or usage. It is a formal legal process with two mandatory pillars: a sworn…
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MORE LEGAL INSIGHTS
How SML Played Hide and Seek at Kotoka Airport — And Nearly Got Away With It
This questionable revenue assurance and auditing contract seemed to be backdated, as evidence later suggested it…
How to Register a Business Name or Company in Ghana — And Avoid Legal Trouble
In Ghana’s growing entrepreneurial ecosystem, registering your business isn’t just a formality—it’s a legal necessity and…
Are Pyramid Schemes Illegal in Ghana? A Definitive Legal ASJ Guide
The short answer is yes—pyramid schemes are unequivocally illegal in Ghana. The country’s legal and regulatory framework…
THE CITY. THE PEOPLE. THE EVERYDAY.
Explore Accra
Accra Living
The places, people, culture and everyday realities that make Accra what it is.
CITY SPOTLIGHT
Accra to Wli (Agumatsa) Waterfalls — West Africa’s Tallest Cascades
Introduction Wli Waterfalls, also known as Agumatsa Falls, is Ghana’s most famous natural wonder, remarked an Accra Street Journal writer. Tucked inside the lush Agumatsa Wildlife Sanctuary near…
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MORE FROM THE CITY
Accra to Navrongo Cathedral & Nearby Historical Sites — Complete Travel Guide
Introduction Navrongo, in Ghana’s Upper East Region, is a compact town with outsized cultural and historical importance. Its…
Accra → Lake Bosomtwe (Natural Lake & Leisure Destination)
Overview: Discover Ghana’s Only Natural Lake Nestled in the Ashanti highlands, about 30 kilometers southeast of Kumasi, lies…
Why Accra’s Neighbourhoods Are Changing Overnight
From the gleaming towers of Airport City to the planned redevelopment of the Korle Lagoon slum, Accra’s neighbourhoods…
YOUR MONEY. YOUR CITY. YOUR LIFE.
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Accra, Ghana Cost of Living
Practical insights into the cost of housing, food, transport and everyday life in Accra.
FEATURED ANALYSIS
Why Prices Keep Rising in Ghana — A Simple ASJ Explanation
Ghanaians feel it every day. You walk into the market, and the price of tomatoes has jumped again. Transport fares go up without warning. Rent keeps rising.…
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MORE ON THE COST OF LIVING
Your Financial Safety Net: How to Build an Emergency Fund While Living in Accra
Life in Accra moves fast. One moment you are enjoying a peaceful weekend at Labadi Beach, the…
The Real Cost of Living in Accra — Beyond Rent
When people talk about the cost of living in Accra, they often talk about rent first. But…
Housing, Food and Transport: Understanding Ghana’s Cost of Living
Ghana’s Cost of Living Explained – Ghana’s cost of living affects households, workers, and businesses alike. Here’s…
The Identity Layer: Why the Ghana Card Is Becoming the Quiet Engine of Insurance Verification
For years, the insurance industry’s biggest vulnerability was…
The End of the Paper Trail: How Digitisation Is Quietly Rewriting the Claims Clock in Ghana
The claim form, the police report, the repair…
Electronics Prices in Ghana: iPhones, Samsung Phones, Laptops and Other Devices
The electronics market in Ghana is a two-tier…
The Contractor Behind the Cameras: Inside Sensys Gatso, the Swedish Firm Powering Ghana’s TraffiTech-GH
It began with a racing driver who could…
The Eyes on the Road: Inside TraffiTech-GH, Ghana’s Automated Traffic Enforcement Gamble
The cameras are live. The text messages are…
ACCRA LEGAL JOURNAL
JUSAG Declares Indefinite Nationwide Strike From November 2 Over Unpaid Reviewed Salaries
The Judicial Service Staff Association of Ghana (JUSAG) has declared…
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Buying a Car on Hire Purchase in Ghana: How the Arrangement Works
Hire purchase is one of the most common ways Ghanaians…
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Small Claims Court in Ghana and How to Make a Formal Complaint
When a debt goes unpaid or a dispute arises, many…
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Legal Aid in Ghana: How to Get Free Legal Representation
The law is supposed to protect everyone equally. But in…
Read More CHANGE MAKERS
Markets · Investing · Capital
Stock Street Journal
Stocks, ETFs, the Ghana Stock Exchange, venture capital and investment trends shaping African markets.
Market Focus
Why Pension Funds Invest in Ghana Government Securities
Oct 17, 2026
Ghana’s pension funds hold the retirement savings of millions of workers. The way they invest that money is not a matter of preference—it is a matter of regulatory design, fiduciary duty, and,…
Read Analysis →Stock Street Journal
How Institutional Investors Use Ghana Government Bonds
Oct 17, 2026
Read Analysis →Stock Street Journal
Ghana Bonds vs Treasury Bills: Understanding the Risk Difference
Oct 17, 2026
Read Analysis →Stock Street Journal
Can You Sell Ghana Government Bonds Before Maturity?
Oct 17, 2026
Read Analysis →
Property & Housing
Real Estate
Property markets, housing trends and insights shaping Ghana's built environment.
ASJ Real Estate
Building Materials Prices in Ghana: Cement, Iron Rods, Roofing Sheets, Blocks and More
Nov 1, 2026
The cost of building a home in Ghana is not a single number. It is a moving target, shaped by port congestion,…
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ASJ Real Estate
REITs in Ghana: How Real Estate Investment Trusts Work
Sep 18, 2026
For many Ghanaians, owning commercial property—an office block, a shopping mall, or a warehouse—has always been out of reach. The capital required…
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ASJ Real Estate
Why Accra’s Neighbourhoods Are Changing Overnight
Sep 3, 2026
From the gleaming towers of Airport City to the planned redevelopment of the Korle Lagoon slum, Accra’s neighbourhoods are being reshaped at…
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ASJ Real Estate
Micheletti & Co. Ltd.: The 70-Year-Old Civil Engineering Titan That Built Ghana’s Infrastructure—and Defended Its Legacy at the ICC
Aug 28, 2026
Founded in 1955 by an Italian entrepreneur, this 201-500 employee civil engineering and building construction powerhouse has shaped Ghana‘s skyline for seven…
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Essential Services · Consumer Guides · News
Public Utilities Guide & News
Practical guides, consumer information and the latest coverage of electricity and water services in Ghana. Understand ECG bills, tariffs and power supply, and find useful information about Ghana Water services.
GHANA WATER COMPANY
What Happens When You Don’t Pay Your Ghana Water Bill?
Sep 6, 2026
When you fail to pay your Ghana Water Limited (GWL) bill, the consequences are serious and escalate over time. From service disconnection and reconnection fees to heavy penalties and legal action, understanding…
Read Guide & Analysis →GHANA WATER COMPANY
How to Change the Name on a Ghana Water Account
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Ghana Water Meter Not Working? Here’s What to Do
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Applying for a New Ghana Water Connection: What You Need to Know
Sep 6, 2026
Read Guide & News →Connectivity · Mobile Money · Consumer Guides
Ghana Telecom Guides & News
Practical guides, service information and news covering Ghana's mobile networks, data bundles, mobile money, network services and the telecom industry.
MTN Ghana
GSE Soars to 14,403.60 Points as Composite Index Jumps 2.49% in Single Session
Oct 12, 2026
The Ghana Stock Exchange recorded a strong upward surge on Monday, October 12, 2026, with the benchmark GSE Composite Index soaring 350.12 points (2.49%) to close at 14,403.60 points, extending its year-to-date…
Read Guide & Analysis →MTN Ghana
MTN’s $500 Billion Pivot: From Telecom Giant to Africa’s Consumer Technology Platform
Oct 6, 2026
Read Guide & News →MTN Ghana
Ebenezer Asante’s MTN Ghana Stake Hits $4.3 Million as Shares Surge 48.1%
Oct 5, 2026
Read Guide & News →Telecel Ghana
Why Ghana’s AI Skills Push Needs a “Transfer Test” Before Training Counts as a Success
Oct 3, 2026
Read Guide & News →Markets · Trade · Investment
The High Street Business
Market analysis, business insights and stories on the forces shaping Ghana's economy, trade, retail and investment landscape.
Markets desk · In partnership with The High Street Business
Markets · Featured Analysis
GACL Posts GH₵354.6 Million Profit and Pays First Dividend to Government on Airport Charge, Passenger Growth
Nov 3, 2026 · The High Street Business
The Ghana Airports Company Limited grew its 2025 profit to GH₵354.6 million and paid its first dividend of GH₵30 million to the Government of Ghana, crediting the airport infrastructure development charge and strong passenger…
Read Full Analysis →Markets · THSB
Ghana Bauxite Company Secures US$250 Million Ecobank Mandate to Expand Awaso Mine
Oct 31, 2026
Read More →Markets · THSB
Ghana’s Urban Population Hits 58.7% as 33.7 Million Population Reshapes Demand for Housing and Services
Oct 31, 2026
Read More →Markets · THSB
Petrol and LPG Prices Set to Drop Slightly as Diesel Faces Minor Increase in November
Oct 31, 2026
Read More →Venture Capital CatchUp
More
Seed Funding vs Series A: Understanding Startup Investment
October 12, 2026
Seed funding and Series A are not simply two sizes of the same thing. They are fundamentally different stages of a startup’s…
Inside Ghana’s Emerging Tech Spaces: The Innovation Hubs Powering Accra’s Digital Economy
March 2, 2026
Private Equity vs Venture Capital in Ghana
October 6, 2026
Ghana’s Startup Investment Market: Where Capital Is Going
October 12, 2026
Business & Finance
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T-Bills Oversubscribed by 36% in Third Week of Mahama Administration
January 27, 2025
The government has again recorded another impressive T-Bills performance on the short-term instruments market significantly exceeding its target for last week. The…
Risk & Compliance
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The Rise of On-Demand Insurance in Ghana
August 22, 2026
From buying travel cover on WhatsApp to insuring your car for just a week, on-demand insurance is changing how Ghanaians protect themselves.…
Priority Insurance trains 2nd Batch of Greater Accra Agents on Branding and WhatsApp Business
October 8, 2023
Ransford Oduro-Mikado: Brokers Must Lead the Charge to Improve Ghana’s Insurance Penetration
July 12, 2025
Priority Insurance Launches “Snap Insure” to Streamline Access to Home/Office 360 Insurance for All Agents & Brokers
September 30, 2024
Culture
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The Odaw’s Children: A Deep History of Accra’s Waterways, Fishing Communities, and the Ecological Contract
July 23, 2026
EXECUTIVE INTRODUCTION Before Accra was a capital of asphalt, billboards, and perpetual traffic, it was a capital of water. The city’s original…
To Understand Insurance, First Know Its History and Importance
February 28, 2025
Shadows of Empire: The CIA, Kwame Nkrumah, and the Struggle for Ghanaian Sovereignty
September 1, 2025
The 28th February 1948 Crossroads Shooting: The Tragic Event That Sparked Ghana’s Independence Movement
February 28, 2025
Health & Wellness
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8 Important Hygiene Tips for Teenage Guys
May 21, 2025
Teenage years are a time of growth, self-discovery, and changes—both physical and emotional. One of the most crucial habits to develop during…
Restaurants & Eateries
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Accra Palace Ghanaian Restaurant Menu & Contact | Authentic Ghanaian Food in London
June 4, 2025
Craving authentic Ghanaian dishes in the heart of London? Accra Palace Ghanaian Restaurant offers a rich taste of West African cuisine with…
Restaurants in Accra: Top 20 Places to Eat
November 8, 2025
How Much Does Fried Rice Cost in Accra in 2026?
August 23, 2026
Accra Street Directory: How to Find Street Names, Addresses and Companies in Accra
October 6, 2026
PEOPLE WHO MAKE A DIFFERENCE
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Biography & Spotlight
FEATURED PROFILE
Stephen ‘Tornado’ Appiah.: The Black Stars Icon Who Redefined Ghanaian Football
In the pantheon of Ghanaian football, few names resonate as powerfully as Stephen Appiah. Known affectionately as “Tornado,” Appiah is celebrated not just for his exploits on the pitch but.. Stephen Appiah: The Black Stars…
December 28, 2024
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MORE PEOPLE TO KNOW
Prince David Osei | Factual Biography
December 6, 2023
Felicia Osei | Factual Biography
April 5, 2023
Spotlight on Ghanaian Artists Making Waves on the International Stage
February 6, 2026
WHERE TO STAY
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Hotels & Inns
SSNIT Guest House: A Serene Retreat in the Heart of Accra
Nestled in the tranquil Ringway Estate of Accra, the SSNIT Guest House offers a harmonious blend of comfort, convenience, and Ghanaian hospitality.…
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