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THE ACCRA DAILY MAIL
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Sports, people and the stories behind the game.
SPORTS
Where the Money in Modern Football Comes From: Broadcast Billions, Commercial Empires and the Ghanaian Reality
Modern football runs on money that flows from three main pipelines: television screens, corporate boardrooms, and stadium turnstiles. At the elite level, the game has become…
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SPORTS
How Football Clubs Make Money: The Broadcast Billions, the Commercial Shift and Ghana’s Survival Struggle
A football club is not just a team. It is a business, and like any business,…
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SPORTS
How Football Agents Make Money: The Commission Machine, the FIFA Fee Cap and Ghana’s Unlicensed Agent Problem
When a footballer signs a lucrative contract or moves clubs for a multi-million-dollar fee, someone else…
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SPORTS
What Is a Release Clause in Football? The Contract Trick That Lets Players Leave—and Why Ghanaian Clubs Rarely Use It
When a player signs a contract, the club usually holds all the power. If another team…
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INSURANCE & RISK
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Emerging Insurance Brokers
Explore insurance brokers and risk management firms serving individuals and businesses in Ghana.
TOOLS & CALCULATORS
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Financial Tools
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GHANA MARKET WATCH
Markets at a Glance
Track exchange rates and fuel prices with the latest available market data.
CURRENCY MARKET
FX
Exchange Rates
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| USD/GHS4 Nov 2026 | 11.68 | 0.00 | -0.02% |
| GBP/GHS4 Nov 2026 | 15.67 | +0.00 | +0.02% |
| EUR/GHS4 Nov 2026 | 13.07 | -0.01 | -0.04% |
| NGN/GHS4 Nov 2026 | 0.01 | 0.00 | -0.04% |
| CAD/GHS4 Nov 2026 | 8.35 | -0.01 | -0.12% |
| ZAR/GHS4 Nov 2026 | 0.70 | 0.00 | -0.04% |
ENERGY MARKET
FUEL
Fuel Prices
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| Petrol4 Nov 2026 | GH₵16.45 | -0.14 | -0.84% |
| Diesel4 Nov 2026 | GH₵18.43 | +0.13 | +0.71% |
Data source: ASJ API Ghana
Figures may be updated daily; check the displayed date.
ACCRA STREET JOURNAL
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POLITICS & PUBLIC AFFAIRS
THE ACCRA DAILY MAIL
The Accra Daily Mail
Politics. Power. Policy. The stories shaping Ghana.
NEWS & POLITICS
NADMO Recruitment: The Volunteer Drive, the C-SERP Portal and What It Means for Job Seekers
When Ghanaians hear that the National Disaster Management Organisation is recruiting, the immediate assumption is often that paid jobs are available. The reality is more complicated.…
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NEWS & POLITICS
Ghana Prisons Service Recruitment: The C-SERP Portal, the Requirements
For Ghanaians hoping to join the Ghana Prisons Service, the path runs through the same centralised…
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NEWS & POLITICS
Ghana National Fire Service Recruitment: Requirements, the C-SERP Portal and the 2027 Freeze
For Ghanaians hoping to join the Ghana National Fire Service (GNFS), the path runs through the…
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NEWS & POLITICS
Ghana Immigration Service Recruitment: The C-SERP Portal, the 65% Pass Mark and the 2027 Freeze That Leaves Thousands Waiting
For Ghanaians hoping to join the Ghana Immigration Service (GIS), the path runs through a single,…
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AFRICA NEWS & BUSINESS
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BRAND FOCUS AFRICA
Stories shaping business, markets and innovation across Africa.
Nov 3, 2026
The Thirst Trap: How Africa’s Water Utilities Survive on a Business Model That Loses Money
The water utility is the most essential business in any African city. It is also, in most cases, a business that loses money on every unit it sells.…
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Nov 3, 2026
The Uniformed Economy: How Africa’s Private Security Firms Really Operate
The image is familiar across the continent: a guard in a faded uniform, sitting on a…
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Nov 3, 2026
The Trash Economies: How Africa’s Waste Crisis Became a Multibillion-Dollar Opportunity
The narrative around waste in Africa has long been one of failure: uncollected refuse, choked drains,…
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Nov 3, 2026
The Quiet Advantage: How African Construction Firms Actually Win Government Contracts
The popular narrative is that government contracts go to whoever knows the right people. The regulatory…
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GHANA'S ECONOMIC PULSE
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Economy
Why Traffic Congestion Makes Travelling Across Accra More Expensive
Traffic congestion in Accra is not just an inconvenience that makes you late for work. It is a direct, measurable cost that is baked…
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LIFE IN GHANA'S CAPITAL
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Street of Accra
Discover the people, places, ideas and everyday developments shaping life across Accra.
Best Sports Academies and Football Schools for Children and Teenagers in Accra
Here is what a parent in Accra needs to know before choosing a football school for their child. The Elite Scholarship Route: Right to Dream This is the…
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MORE FROM ACCRA
How to Send a Parcel From Ghana Abroad: International Shipping, Costs and Requirements
Sending a parcel from Ghana to another country is not simply a matter of handing it to a…
Courier Services in Accra and Ghana: Comparing Delivery Companies, Prices and Services
Accra’s courier market is crowded, fragmented, and priced by the trip. The real cost is not the quoted…
Best Areas to Live in Accra: A Guide to the City’s Neighbourhoods
Accra is not a single city but a collection of distinct neighbourhoods, each with its own rhythm, price…
BEYOND THE HEADLINES
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ASJ Investigates
Questions that matter. Issues that deserve answers. Stories that demand a closer look.
THE BIG STORY
Behind the Veil: How Ghanaian Courts Are Holding CEOs and Directors Personally Liable for Corporate Misconduct
In Ghana’s business ecosystem, the registration of a limited liability company bestows a critical legal construct: separate legal personality. It’s the foundation of modern corporate law and a…
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MORE TO EXAMINE
Churches in Ghana Must Be Taxed if They Gain Assets — And Here’s Why
Let’s not beat around the pulpit — the conversation about taxing churches in Ghana is long overdue.…
Who Are Your Target Customers? How to Identify and Understand Those Who Need Your Product
Imagine you’re hosting an unforgettable party, you wouldn’t invite just anyone, but rather a carefully curated mix…
Bank of Ghana Poised for Policy Rate Cut on March 28 – Deloitte Predicts
Financial analysts at Deloitte anticipate a potential policy rate cut by the Bank of Ghana (BoG) during…
LAW • RIGHTS • JUSTICE
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The Law
Making sense of Ghana's laws, legal rights and the issues that shape everyday life.
LEGAL SPOTLIGHT
How to Draft a Legally Valid Will in Ghana: A Step-by-Step Guide
Many Ghanaians delay writing a will, either due to cultural taboos or the mistaken belief that it’s only necessary for the wealthy. But dying intestate…
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MORE LEGAL INSIGHTS
Ghana Police Emergency Numbers and National Emergency Contacts
When an emergency happens, the last thing you want to do is search for a phone…
How to Fix Land Documentation Problems in Ghana: A Step-by-Step Guide
Introduction: When Something Goes Wrong You have paid for the land. You have your documents. But…
Why Local Government Elections Matter in Ghana
1. Introduction: Democracy Begins at the Local Level While national elections often dominate headlines in Ghana,…
THE CITY. THE PEOPLE. THE EVERYDAY.
Explore Accra
Accra Living
The places, people, culture and everyday realities that make Accra what it is.
CITY SPOTLIGHT
Best Transport Terminals in Accra (STC, VIP, OA) – 2026 Travel Guide
Accra, Ghana’s capital, is not only a business hub but also the heartbeat of national travel. Whether you’re journeying to Kumasi, Takoradi, Tamale, or Cape Coast, the city’s…
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MORE FROM THE CITY
Fidelity Bank Ghana: Branches, Internet Banking, Loans, Sort Codes & Customer Care
About Fidelity Bank Ghana Fidelity Bank Ghana, established in 2006, is one of Ghana’s largest privately-owned banks. Over…
The Art of Survival: How Accra’s Entrepreneurs Strategically Navigate a Brutal Competitive Landscape
EXECUTIVE INTRODUCTION The Accra marketplace, as we have documented extensively across these pages, is not a gentle, orderly…
How New Roads and Bridges Are Transforming Urban Movement in Accra
Urban mobility in Accra is undergoing a gradual but significant transformation, driven by ongoing investments in road networks…
YOUR MONEY. YOUR CITY. YOUR LIFE.
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Accra, Ghana Cost of Living
Practical insights into the cost of housing, food, transport and everyday life in Accra.
FEATURED ANALYSIS
Why Ghana’s Economy Is Under Pressure — A Simple Breakdown
Ghana’s Economic Challenges Explained Simply – Ghana’s economy faces several challenges, from inflation to debt and currency pressures. Here’s a simple breakdown of the key issues and…
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MORE ON THE COST OF LIVING
How Minimalist Living Saves Money in Accra: ASJ Practical Guide
An Accra Street Journal Financial Intelligence Brief Executive Introduction Minimalist living has become a quiet but growing…
How Much Does a Plate of Plain Rice and Stew Cost in Accra?
Plain rice and stew is one of the most common meals in Accra, but in 2026, its…
How Much Does Kenkey and Fish Cost in Accra in 2026?
Kenkey and fish is one of Accra’s most beloved and affordable meals, but in 2026, its price…
The Identity Layer: Why the Ghana Card Is Becoming the Quiet Engine of Insurance Verification
For years, the insurance industry’s biggest vulnerability was…
The End of the Paper Trail: How Digitisation Is Quietly Rewriting the Claims Clock in Ghana
The claim form, the police report, the repair…
Electronics Prices in Ghana: iPhones, Samsung Phones, Laptops and Other Devices
The electronics market in Ghana is a two-tier…
The Contractor Behind the Cameras: Inside Sensys Gatso, the Swedish Firm Powering Ghana’s TraffiTech-GH
It began with a racing driver who could…
The Eyes on the Road: Inside TraffiTech-GH, Ghana’s Automated Traffic Enforcement Gamble
The cameras are live. The text messages are…
ACCRA LEGAL JOURNAL
JUSAG Declares Indefinite Nationwide Strike From November 2 Over Unpaid Reviewed Salaries
The Judicial Service Staff Association of Ghana (JUSAG) has declared…
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Buying a Car on Hire Purchase in Ghana: How the Arrangement Works
Hire purchase is one of the most common ways Ghanaians…
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Small Claims Court in Ghana and How to Make a Formal Complaint
When a debt goes unpaid or a dispute arises, many…
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Legal Aid in Ghana: How to Get Free Legal Representation
The law is supposed to protect everyone equally. But in…
Read More CHANGE MAKERS
Markets · Investing · Capital
Stock Street Journal
Stocks, ETFs, the Ghana Stock Exchange, venture capital and investment trends shaping African markets.
Market Focus
Why Pension Funds Invest in Ghana Government Securities
Oct 17, 2026
Ghana’s pension funds hold the retirement savings of millions of workers. The way they invest that money is not a matter of preference—it is a matter of regulatory design, fiduciary duty, and,…
Read Analysis →Stock Street Journal
How Institutional Investors Use Ghana Government Bonds
Oct 17, 2026
Read Analysis →Stock Street Journal
Ghana Bonds vs Treasury Bills: Understanding the Risk Difference
Oct 17, 2026
Read Analysis →Stock Street Journal
Can You Sell Ghana Government Bonds Before Maturity?
Oct 17, 2026
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Property & Housing
Real Estate
Property markets, housing trends and insights shaping Ghana's built environment.
ASJ Real Estate
Building Materials Prices in Ghana: Cement, Iron Rods, Roofing Sheets, Blocks and More
Nov 1, 2026
The cost of building a home in Ghana is not a single number. It is a moving target, shaped by port congestion,…
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ASJ Real Estate
REITs in Ghana: How Real Estate Investment Trusts Work
Sep 18, 2026
For many Ghanaians, owning commercial property—an office block, a shopping mall, or a warehouse—has always been out of reach. The capital required…
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ASJ Real Estate
Why Accra’s Neighbourhoods Are Changing Overnight
Sep 3, 2026
From the gleaming towers of Airport City to the planned redevelopment of the Korle Lagoon slum, Accra’s neighbourhoods are being reshaped at…
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ASJ Real Estate
Micheletti & Co. Ltd.: The 70-Year-Old Civil Engineering Titan That Built Ghana’s Infrastructure—and Defended Its Legacy at the ICC
Aug 28, 2026
Founded in 1955 by an Italian entrepreneur, this 201-500 employee civil engineering and building construction powerhouse has shaped Ghana‘s skyline for seven…
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Essential Services · Consumer Guides · News
Public Utilities Guide & News
Practical guides, consumer information and the latest coverage of electricity and water services in Ghana. Understand ECG bills, tariffs and power supply, and find useful information about Ghana Water services.
GHANA WATER COMPANY
What Happens When You Don’t Pay Your Ghana Water Bill?
Sep 6, 2026
When you fail to pay your Ghana Water Limited (GWL) bill, the consequences are serious and escalate over time. From service disconnection and reconnection fees to heavy penalties and legal action, understanding…
Read Guide & Analysis →GHANA WATER COMPANY
How to Change the Name on a Ghana Water Account
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Ghana Water Meter Not Working? Here’s What to Do
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Applying for a New Ghana Water Connection: What You Need to Know
Sep 6, 2026
Read Guide & News →Connectivity · Mobile Money · Consumer Guides
Ghana Telecom Guides & News
Practical guides, service information and news covering Ghana's mobile networks, data bundles, mobile money, network services and the telecom industry.
MTN Ghana
GSE Soars to 14,403.60 Points as Composite Index Jumps 2.49% in Single Session
Oct 12, 2026
The Ghana Stock Exchange recorded a strong upward surge on Monday, October 12, 2026, with the benchmark GSE Composite Index soaring 350.12 points (2.49%) to close at 14,403.60 points, extending its year-to-date…
Read Guide & Analysis →MTN Ghana
MTN’s $500 Billion Pivot: From Telecom Giant to Africa’s Consumer Technology Platform
Oct 6, 2026
Read Guide & News →MTN Ghana
Ebenezer Asante’s MTN Ghana Stake Hits $4.3 Million as Shares Surge 48.1%
Oct 5, 2026
Read Guide & News →Telecel Ghana
Why Ghana’s AI Skills Push Needs a “Transfer Test” Before Training Counts as a Success
Oct 3, 2026
Read Guide & News →Markets · Trade · Investment
The High Street Business
Market analysis, business insights and stories on the forces shaping Ghana's economy, trade, retail and investment landscape.
Markets desk · In partnership with The High Street Business
Markets · Featured Analysis
GACL Posts GH₵354.6 Million Profit and Pays First Dividend to Government on Airport Charge, Passenger Growth
Nov 3, 2026 · The High Street Business
The Ghana Airports Company Limited grew its 2025 profit to GH₵354.6 million and paid its first dividend of GH₵30 million to the Government of Ghana, crediting the airport infrastructure development charge and strong passenger…
Read Full Analysis →Markets · THSB
Ghana Bauxite Company Secures US$250 Million Ecobank Mandate to Expand Awaso Mine
Oct 31, 2026
Read More →Markets · THSB
Ghana’s Urban Population Hits 58.7% as 33.7 Million Population Reshapes Demand for Housing and Services
Oct 31, 2026
Read More →Markets · THSB
Petrol and LPG Prices Set to Drop Slightly as Diesel Faces Minor Increase in November
Oct 31, 2026
Read More →Venture Capital CatchUp
More
What Investors Look for Before Funding a Ghanaian Startup
October 12, 2026
Ghanaian founders often pitch investors with a compelling vision, only to walk away empty-handed. The gap is rarely about the idea itself.…
Business & Finance
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Why the Cedi Depreciates — And What It Means for You
December 6, 2025
The Ghana cedi’s performance is one of the most discussed topics in homes, markets, banking halls, business circles, and even politics. Anytime…
Risk & Compliance
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Life Insurance vs. Funeral Insurance in Ghana: Which One Do You Really Need?
September 9, 2025
Introduction Ghanaians spend an estimated $200 million annually on funerals (PwC Ghana, 2023), making it one of the country’s most significant social…
Suame News: Priority Insurance Company opens Northern Sector Office at Suame
January 22, 2022
From Paper to Payout: How Digitization Is Transforming and Speeding Up Insurance Claims Processing
December 15, 2025
Third-Party vs Comprehensive Insurance in Ghana – The Mandated Minimum, the Fraud Tax, and the GH¢18,000 Out‑of‑Pocket Lesson
May 30, 2026
Culture
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The Mystery of Osu Castle: A Former Slave Trade Hub Turned Presidential Seat
February 10, 2025
Osu Castle, also known as Fort Christiansborg, stands as one of Ghana’s most historically significant landmarks. Located along the shores of Accra,…
Health & Wellness
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Hospitals in Accra: The Complete Guide to Public and Private Healthcare Facilities
September 10, 2026
Accra’s healthcare landscape is dominated by two major public referral hospitals—Korle Bu Teaching Hospital and the Greater Accra Regional Hospital (Ridge)—alongside a…
Restaurants & Eateries
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The Art of Preparing Banku and Tilapia the Traditional Way
August 27, 2025
In Ghana, few dishes capture the essence of tradition, culture, and communal eating like Banku and Tilapia. This combination is more than…
PEOPLE WHO MAKE A DIFFERENCE
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Biography & Spotlight
FEATURED PROFILE
Chike Daniels: Biography, Career, and Nollywood’s Romantic Lead
Chike Daniels is a Nigerian actor, model, and host who has emerged as one of Nollywood’s most prolific romantic leads in the mid-2020s. Known for his frequent portrayal of the “lover boy” archetype, he has…
October 18, 2026
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MORE PEOPLE TO KNOW
WHERE TO STAY
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Hotels & Inns
SSNIT Guest House: A Serene Retreat in the Heart of Accra
Nestled in the tranquil Ringway Estate of Accra, the SSNIT Guest House offers a harmonious blend of comfort, convenience, and Ghanaian hospitality.…
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