The Buy Now, Pay Later Phone Business Model in Ghana
The “Buy Now, Pay Later” (BNPL) phone model is rapidly transforming Ghana’s consumer electronics market,…
Business Model
Discover insights into business models and strategies used by companies, startups and entrepreneurs. Explore revenue models, innovation, business growth and the ideas shaping successful organisations.
Dun & Bradstreet Credit Bureau Ltd.: The Global Giant That Took 12 Years to Launch—and Now Leads Ghana‘s Credit Scoring Revolution
Incorporated in 2008, licensed provisionally in 2010, and finally launching operations in March 2012 after…
HudsonPrice Data Solutions Ltd.: The Second Credit Bureau That Started Strong, Complied Poorly, and Was Shut Down for Good
From its 2008 establishment by certified financial groups and data analysts to its 2011 launch…
XDS Data Ghana Ltd.: The Credit Bureau Pioneer That Has Processed Over 2 Million Enquiries—and Is Waiting for the Ghana Card to Finally Unlock Credit Scoring
From its November 2003 founding by a seasoned banker returning from the United States to…
Diamond Cement Ghana Ltd: The Indian-Owned Volta Region Powerhouse That Commands 25% of the Market and Powers West African Exports
From its 2002 founding in Aflao to its current status as a 1.7 million-tonne producer,…
Dzata Cement Ltd: The Ibrahim Mahama-Backed Indigenous Giant With a 2 Million-Tonne Dream—and the $21 Million Import Engine to Match
From a 2015 founding on a 10-acre plot near the Tema Port to a fully-owned…
CIMAF Ghana (Ciments de l‘Afrique): The Moroccan Challenger That Built a 2.3 Million-Tonne Fortress in Ghana‘s Cement Market
From a 2016 entry that broke the Ghacem-Dangote duopoly to a 2023 expansion that doubled…
Bright Cement Ghana Ltd.: The 900,000-Ton Greenfield Challenger With a GH¢700 Million Parent and a Mission to Democratise the Industry
From a 2022 greenfield project born from the Ghanaian-owned construction conglomerate Greenhouse International Development Group…
Ghacem Ltd: The 58-Year-Old National Champion Cementing Ghana‘s Future—One Billion Bags and a Green Revolution Later
From a 1967 joint venture that produced its first bag of cement to a 2025…
Black Star Advisors Ltd: The Wall Street-Backed Boutique That Puts Ghana‘s Equity Funds in the Spotlight
From a 2007 founding by investment bankers with JP Morgan and Solomon Smith Barney pedigrees…