How to Register for AT Ghana Mobile Money (AT Money) — Step-by-Step Guide That Actually Works

Mobile money in Ghana is no longer optional.

It’s how people send money, receive payments, buy data, and even run businesses.

For subscribers on AT Ghana, the mobile wallet is called AT Money (formerly AirtelTigo Money).

But here’s where many people get stuck:

They don’t know the correct way to register, or they follow outdated steps that don’t work anymore.

This ASJ guide gives you the exact process — both the easy way and the guaranteed way.

What you need before registering

Before you start, make sure you have:

• Your Ghana Card (issued by National Identification Authority)
• An active AT Ghana SIM (registered in your name)
• Your phone (any type — smartphone or not)

Without proper ID, registration will not be completed.

Method 1: Register using USSD (fastest method)

This is the easiest way if your SIM is already properly registered.

Dial:

*110#

Then follow these steps:

1. Select Register
2. Enter your details (as requested)
3. Set your Mobile Money PIN
4. Confirm your PIN

Once completed, your AT Money wallet is created.

You can now:

• Send money
• Receive money
• Buy airtime and data

In many cases, this process is instant.

Alternative self-registration option

Some systems may also allow:

*510# → Select registration option

This depends on menu availability but follows a similar process.

Method 2: Register at a service center (most reliable)

If USSD doesn’t work — or you want to avoid errors — go physical.

Visit an official office or agent of AT Ghana.

Bring:

• Your Ghana Card
• Your SIM

They will:

• Capture your details
• Verify your identity
• Activate your AT Money account

This method is slower — but guaranteed to work properly.

What happens after registration

Once your account is active:

• Your phone number becomes your wallet number
• You receive confirmation SMS
• You can access your wallet anytime using:

*110#

From there, you can:

• Send money
• Withdraw cash
• Pay bills
• Buy data

The mistake many people make

They register — but don’t complete verification.

That leads to:

• Limited account access
• Transaction failures
• Low wallet limits

AT Money accounts have levels (basic to advanced), and your limits depend on how fully you are verified.

If registration fails

Don’t guess. Check these:

• Is your SIM fully registered with your Ghana Card?
• Did you enter your details correctly?
• Is the network stable?

If it still doesn’t work:

Go to a service center and request:

“Full AT Money registration and verification.”

A simple test after registration

After signing up:

• Dial *110#
• Try checking your wallet menu

If it opens properly, your account is active.

Why this matters more now

Mobile money is now tied to:

• Identity
• Financial access
• Daily transactions

So registration is no longer just a feature.

It is your entry point into Ghana’s digital economy.

ASJ Final word

Registering for AT Money on AT Ghana is simple — if you follow the right steps.

Use:

• *110# for quick registration
• Or visit a service center for full setup

And most importantly:

Make sure your details are correct and fully verified.

Because in today’s system, your mobile money account is not just a wallet.

It is your financial identity.

FAQs

What code do I use to register AT Money?

Dial *110# and follow the prompts.

Can I register AT Money at home?

Yes, using USSD, but full verification may require a visit to a service center.

Do I need a Ghana Card?

Yes, it is required for proper registration.

How long does registration take?

Usually a few minutes if done correctly.

Can I use AT Money immediately after registering?

Yes, once your account is activated and confirmed.

Source: Accra Street Journal 

Last Updated on May 1, 2026 by Samuel Kwame Boadu

Samuel Kwame Boadu

Samuel Kwame Boadu is a Ghanaian media entrepreneur and storyteller with a passion for amplifying urban voices and uncovering everyday truths. He is the Editor-in-Chief and Founder of Accra Street Journal, a dynamic digital platform dedicated to capturing the pulse of Ghana’s capital—its people, culture, challenges, business, sports and innovations.

accrastreetjournal.com/