Petra Trust Company Ltd.: The Wall Street-Backed Pension Giant Quietly Managing GH¢5.4 Billion for Over 500,000 Ghanaians

From a 2011 startup founded by two BlackRock and Wellington Management alumni to a diversified financial powerhouse with over 500,000 customers and GH¢5.4 billion in assets under management, Petra has emerged as one of Ghana‘s most respected independent pension trustees. With a Tier 2 scheme returning 22.77%, a Tier 3 scheme growing 41% to GH¢2.2 billion in 2024, an innovative ‘Easy Homes‘ mortgage product, and the recent admission of Petra Securities as a Licensed Dealing Member of the Ghana Stock Exchange, the firm is executing the most consequential expansion in its history—proving that global asset management expertise can be successfully localised for the Ghanaian market.

Executive Introduction

In Ghana‘s financial services landscape, the narrative of pension fund management has long been dominated by the major banks and legacy trustees. But over the past decade and a half, a quiet challenger has been steadily accumulating assets, winning mandates, and building a reputation for performance and innovation. That challenger is Petra Trust Company Ltd.

Founded in 2011 by Kofi Fynn and Chris Hammond—two Ghanaian professionals with decades of experience at the world‘s most prestigious asset management firms, BlackRock and Wellington Management—Petra set out with a clear mission: to bring world-class investment expertise to Ghana‘s pension industry . While competitors relied on legacy relationships and the comfort of incumbency, Petra competed on performance, transparency, and customer-centric innovation.

The results speak for themselves. Today, Petra serves over 500,000 customers across Ghana . Its Tier 2 pension scheme (the Petra Advantage Pension Scheme) closed 2024 with a net asset value of GH¢3.2 billion, having grown by 37% during the year . Its Tier 3 scheme (the Petra Opportunity Pension Scheme) grew even faster, expanding 41% to GH¢2.2 billion . Both schemes recorded net returns on investment exceeding 22% for the year .

But Petra is no longer merely a pension trustee. The company has evolved into a diversified financial services holding group, comprising four distinct subsidiaries:

• Petra Trust Company Ltd. – One of Ghana‘s largest independent pension trustees

• Petra Securities Ltd. – An SEC-licensed Financial Advisory and Brokerage company, admitted as a Licensed Dealing Member of the Ghana Stock Exchange in April 2024 

• Petra Fund Services – Offering institutional asset management and scheme administration

• Spry (now Achieve by Petra) – A technology platform delivering quality financial services to every African 

For pension contributors, corporate trustees, and market observers, Petra represents a case study in specialist independence, performance-driven growth, and vertical integration. It has successfully competed against bank-owned trustees by offering superior returns (22%+ in 2024), innovative products (Easy Loans, Easy Homes), and a relentless focus on customer experience.

This ASJ profile examines the firm‘s 2011 founding, its Wall Street heritage, its 500,000+ customer base, its GH¢5.4 billion in assets under management, its 2024 pension scheme performance (22.77% returns, 37-41% asset growth), its subsidiary structure (Petra Securities, Petra Fund Services, Achieve by Petra), the leadership of CEO Kofi Fynn and Co-Founder Chris Hammond, and the critical question: As Ghana‘s pensions industry matures and competition intensifies, can Petra maintain its performance edge while successfully expanding into securities brokerage and technology-driven retail financial services?

Company Overview: The 2011 Founding and the BlackRock-Wellington Heritage

The Genesis: Bringing Wall Street Expertise to Accra

Petra Trust Company Ltd. was founded in 2011 by Kofi Fynn and Chris Hammond . The founding story is unusual in the Ghanaian context: both founders had spent years at the pinnacle of global asset management before returning home to build a local institution.

Kofi D. Fynn – Chief Executive Officer and Co-Founder

Kofi Fynn is the Chief Executive Officer of Petra, a leading diversified financial services institution in Ghana with activities in pension trusteeship, personal financial planning, securities brokerage, and fund administration . He is also a Co-Founder and Executive Director of Achieve, a technology platform that aims to conveniently provide quality financial services to every African .

Fynn has more than 28 years of experience in the investing and asset management space . Prior to his current role, he was the Chief Operating Officer for Asset Management at Oceanic Capital, a Lagos-based investment bank. He joined Oceanic from Wellington Management Company in Boston, where he was a global fixed income portfolio manager. He started his investing career at BlackRock in 1997 .

This trajectory—BlackRock (the world‘s largest asset manager), Wellington Management (one of the oldest and most respected investment firms), and Oceanic Capital—gave Fynn exposure to the most sophisticated investment techniques, risk management frameworks, and client service standards in the industry.

Chris Hammond – Co-Founder and Deputy Managing Director

Chris Hammond is the Co-Founder of Petra Trust and serves as Deputy Managing Director . He holds a Graduate Degree from the Georgia Institute of Technology and a Master of Business Administration from the MIT Sloan School of Management .

Hammond‘s technical background (engineering from Georgia Tech) combined with his business training from MIT Sloan provides a complementary skill set to Fynn‘s pure investment expertise. Together, they brought a combination of quantitative rigour, global best practices, and entrepreneurial drive to the Ghanaian pension industry.

The Value Proposition: Independent, Performance-Focused, Customer-Centric

When Petra entered the market in 2011, the pension trustee industry was dominated by bank-owned trustees and legacy players. The value proposition was often based on relationships rather than performance. Petra‘s differentiation was clear:

As Kofi Fynn noted in 2016, shortly after the introduction of the Savings Booster product: “Assets under management have grown significantly. Our long-term goal as fund managers is to be able to take on infrastructural projects as well as help SMEs with the needed long term funding. This is the only way we can see pension funds impacting on the economy the way we expect it to be” .

The Petra Group Structure: Four Pillars of Financial Services

Petra has evolved from a standalone pension trustee into a diversified financial services group. According to the Achieve by Petra website, the group comprises four subsidiary companies :

This vertical integration is strategic. By controlling the pension trustee, the securities brokerage, the fund administration, and the technology platform, Petra aims to capture the entire value chain of retirement savings—from contribution to investment to distribution.

Key Operational Metrics

Petra Securities: Admission to the Ghana Stock Exchange (April 2024)

A significant milestone in Petra‘s evolution was the admission of Petra Securities Limited as a Licensed Dealing Member of the Ghana Stock Exchange, announced on April 30, 2024 .

Key details of the admission :

This admission is strategically significant for several reasons:

1. Vertical Integration: Petra can now execute trades for its pension schemes internally rather than outsourcing to third-party brokers.

2. Revenue Diversification: Securities brokerage adds a new revenue stream beyond pension trustee fees.

3. Client Offering Expansion: Petra can now offer its 500,000+ customers direct access to the Ghana Stock Exchange.

4. Credibility: GSE membership signals regulatory compliance and institutional standing.

The admission also positions Petra Securities to compete with established brokerage houses such as IC Securities, Databank Brokerage, and GCB Capital.

The Pension Business: GH¢5.4 Billion Under Management

Petra Trust: One of Ghana‘s Largest Independent Pension Trustees

Petra Trust Company Ltd. is the flagship entity of the Petra Group. It is one of the top three trustees in the pensions industry by assets in trust and the most recognised independent trustee company in Ghana .

Core Trustee Services :

• Personal pension and retirement planning

• Investment policy formulation

• Strategic and tactical asset allocation

• Benchmark design

• Fund manager and custodian selection and evaluation

• Fund administration

• Customized pension training services

The company‘s strategy has been to target the informal and semi-formal sectors through expanded sales force and channels, automation, and innovative product development .

2024 Performance: A Banner Year

According to a report from the 2025 Annual General Meeting, Petra announced a strong financial posting for the year 2024 .

Tier 2 Pension Scheme (Petra Advantage Pension Scheme):

Tier 3 Pension Scheme (Petra Opportunity Pension Scheme):

Both schemes recorded net returns on investment exceeding 22% for the year . In context, the 91-day Treasury bill rate (a common benchmark for pension funds) averaged around 25% in 2024, so Petra‘s returns were competitive.

Significance of the 22.77% Return:

• Outperformed inflation (which declined to approximately 20% by year-end)

• Significantly outperformed bank deposit rates

• Indicates that Petra‘s investment strategy—diversifying away from government securities, focusing on quality credits—has been successful 

Yvonne Bollinger: Head of Portfolio Management and Operations

Yvonne Bollinger, Head of Portfolio Management and Operations at Petra Trust, provided detailed commentary on the 2024 performance :

“In terms of investments for the Tier 3, the Petra Opportunity Pension Scheme, we remain compliant throughout the year in accordance with the investment guidelines prescribed by the regulator. And we also remain in compliance with the global reporting standards. The Petra Opportunity Pension Scheme also returned about 22.77% for the year.”

On Diversification Strategy:

“Diversification is key for us. We are very big on that because that‘s the best way to balance risk with return. We are looking at moving further away from Government of Ghana Securities. We notice that being overly exposed to government of Ghana comes with some risks, as is the case with every other investment in the market. So we are looking to focus more on quality credits, to be precise, quality credits with enhanced risk-adjusted yields or returns” .

This strategic pivot away from concentration in government securities is significant. Following the 2022-2023 Domestic Debt Exchange Programme (DDEP), many pension funds suffered losses. Petra‘s proactive diversification into corporate bonds, equities, and other asset classes protected its members and delivered superior returns.

Seth Kumson: Head of Retail and Product Innovation

Seth Kumson, Head of Retail at Petra Trust, highlighted two innovative solutions crafted to offer value to members :

1. Easy Loan Solution:

“We have the Easy Loan solution that basically allows scheme members to leverage their investments with us to access affordable credits or loans reasonably priced.”

This product allows pension contributors to borrow against their accumulated savings without liquidating their positions. It addresses a common pain point: the inability to access liquidity without disrupting long-term retirement savings.

2. Easy Homes (The Most Exciting Product):

“Easy Homes is our most exciting product right now. It‘s basically allowing scheme members to be able to own their own homes. We are working with trusted partners, reputable developers, financing partners to make sure that we are able to work with as many of our scheme members as possible through their home ownership journey.”

The Bold Vision:

“We want every scheme member to be able to own a home before they retire.”

This is a transformative ambition. By using pension savings as a platform for mortgage financing, Petra is directly addressing Ghana‘s housing deficit. The Easy Homes product could become a significant differentiator and a source of long-term member loyalty.

Savings Booster: The Tier 3 Pioneer (Launched 2016)

The Savings Booster product, launched in 2016, was Petra‘s first major Tier 3 pension offering .

Key Features :

At the launch, Kofi Fynn explained the product‘s advantage:

“Compared to the several traditional savings products available on the market, Savings Booster, because it enables you to claw back on part of what you would have paid as income tax, starts you off in a significantly advantaged position. Even more importantly, when you compound the gains you make on these extra savings over the mid-to-long term from taxes each time your salary is paid” .

Deputy Managing Director Chris Hammond added that the product could be used as collateral, allowing customers to secure a loan or mortgage without disrupting the growth momentum of the savings .

Achieve by Petra: The Technology Platform

Petra has invested heavily in technology to reach younger, tech-savvy customers and to serve the informal and semi-formal sectors cost-effectively.

Spry (now Achieve by Petra) is the group‘s technology subsidiary . It is the developer of the Achieve app, now branded as Achieve by Petra.

What the Achieve App Offers:

Access to a broad range of financial products and services, including:

• Pensions

• Insurance

• Mutual Funds

• Fixed Investments

• Homes (Easy Homes product)

• Loans (Easy Loan solution)

Strategic Importance:

• Customer Acquisition: The app allows Petra to acquire customers at scale without relying solely on a physical sales force.

• Lower Cost-to-Serve: Digital delivery dramatically reduces the cost of servicing small-balance customers.

• Financial Inclusion: By making pension products accessible via mobile phone, Petra can reach the informal sector—a massive underserved market.

• Data Collection: The app generates valuable data on customer behaviour, enabling targeted cross-selling.

As Kofi Fynn noted, he is also a Co-Founder and Executive Director of Achieve, indicating the strategic importance of the technology platform to the broader Petra group .

Leadership and Governance

Board and Executive Management

Kofi D. Fynn – Chief Executive Officer

Kofi Fynn is the CEO of Petra and a Co-Founder of Achieve . His 28-year career includes roles at BlackRock (1997–), Wellington Management (global fixed income portfolio manager), and Oceanic Capital (COO for Asset Management) . This combination of global asset management expertise and local market knowledge is unique among Ghanaian financial services CEOs.

Chris Hammond – Co-Founder and Deputy Managing Director

Chris Hammond holds a Graduate Degree from Georgia Institute of Technology and an MBA from MIT Sloan School of Management . His technical and business background provides strategic balance to the executive team.

Yvonne Bollinger – Head of Portfolio Management and Operations

Yvonne Bollinger leads the investment team responsible for the performance of Petra‘s pension schemes .

Seth Kumson – Head of Retail

Seth Kumson leads the retail division, including the innovative Easy Loan and Easy Homes products .

Board Members (Petra Trust Co. Ltd.) 

The board is composed entirely of Ghanaian professionals, with strong representation from the founding team. The average director tenure is approximately 14 years, indicating stable governance .

Competitive Landscape

The “Big Players” of Ghanaian Pension Trusteeship

Ghana‘s pension trustee industry is dominated by a mix of bank-owned trustees and independent firms.

Competitive Advantages

1. Wall Street Investment Expertise:

Kofi Fynn‘s experience at BlackRock and Wellington Management is unmatched among Ghanaian pension trustees. This expertise directly benefits scheme members through superior asset allocation, risk management, and security selection.

2. Superior Performance (22.77% Returns in 2024):

Both Tier 2 and Tier 3 schemes delivered over 22% returns in 2024 . In an environment where many pension funds struggled post-DDEP, this performance is a significant differentiator.

3. Innovative Products (Easy Loans, Easy Homes):

The Easy Loans and Easy Homes products address real customer needs. The Easy Homes product, in particular, has the potential to be transformative, directly tackling Ghana‘s housing deficit.

4. Technology-Enabled Distribution (Achieve by Petra):

The Achieve app allows Petra to serve the informal and semi-formal sectors cost-effectively, reaching customers that traditional pension trustees cannot profitably serve.

5. Securities Brokerage Vertical Integration:

With Petra Securities now a Licensed Dealing Member of the GSE, Petra can execute trades internally, reducing costs and improving execution quality for its pension schemes .

6. Independent Ownership (No Bank Conflicts):

As an independent trustee, Petra has no conflict of interest between maximising bank profits and serving pension scheme members. This independence is increasingly valued by corporate trustees.

Competitive Disadvantages

1. Smaller Brand Recognition Than Bank-Owned Trustees:

While Petra is well-known in corporate Ghana, its brand recognition among the general public is lower than that of GCB, Republic Bank, or other bank-owned trustees.

2. Smaller Branch Network:

Unlike bank-owned competitors, Petra does not have a network of retail branches. It relies on its Achieve app and a direct sales force for customer acquisition.

3. Lower Assets Under Management Than the Largest Bank-Owned Trustees:

While Petra‘s GH¢5.4 billion in AUM is substantial, it is smaller than the largest bank-owned trustees.

4. Reliance on Key Personnel:

The firm‘s investment performance is closely tied to Yvonne Bollinger and the portfolio management team. Key person risk is a consideration.

5. Securities Brokerage is New (2024):

Petra Securities was only admitted to the GSE in April 2024. The brokerage arm is still building its client base and trading volume .

Challenges and Risks

No analysis of Petra is complete without acknowledging the headwinds it faces.

Risk 1: Concentration Risk in Government Securities (Mitigated by Diversification)

While Petra is actively diversifying away from government securities, a significant portion of pension fund assets remains in GOG bonds. A future debt restructuring would affect returns.

Mitigation: Petra‘s strategy of moving towards quality credits with enhanced risk-adjusted yields is designed to reduce this concentration .

Risk 2: Competition from Bank-Owned Trustees

Bank-owned trustees have deep pockets, extensive branch networks, and existing relationships with corporate clients. They can cross-sell pension trustee services to their corporate banking customers.

Mitigation: Petra competes on performance and innovation, not relationships. The 22.77% returns in 2024 are a powerful marketing tool.

Risk 3: The Easy Homes Execution Risk

The Easy Homes product is ambitious. Petra must partner with reputable developers, secure financing, and manage the construction and delivery process. A failed project would damage the brand.

Mitigation: Petra is working with “trusted partners, reputable developers, financing partners“ to de-risk the initiative .

Risk 4: Securities Brokerage Growth

Petra Securities is a new entrant in a competitive brokerage market dominated by IC Securities, Databank, and others. Building trading volume and winning institutional mandates will take time.

Mitigation: Petra can use its own pension schemes as a source of trading volume, providing a base level of activity.

Risk 5: Economic Headwinds

Ghana‘s economy, while recovering, remains vulnerable. High inflation, cedi depreciation, and fiscal pressures affect investment returns.

Mitigation: Petra‘s diversification strategy and hard currency allocation (in the Balanced Fund) provide some protection.

Risk 6: Regulatory Changes

Changes in NPRA investment guidelines or SEC regulations could affect Petra‘s operations.

Mitigation: Petra has a dedicated compliance function and maintains active dialogue with regulators.

Risk 7: Technology Dependency

The Achieve app is central to Petra‘s retail strategy. A significant service disruption or security breach would damage customer trust.

Mitigation: Petra has invested in robust IT infrastructure and cybersecurity measures.

Economic and Industry Impact

Growing Pension Assets Under Management (GH¢5.4 Billion)

Petra manages GH¢5.4 billion in pension assets across its Tier 2 and Tier 3 schemes . This capital is invested in government securities, corporate bonds, equities, and other assets, providing liquidity to Ghana‘s capital markets and supporting government borrowing.

Promoting Homeownership (Easy Homes)

The Easy Homes product has the potential to significantly impact Ghana‘s housing deficit. By using pension savings as a platform for mortgage financing, Petra is enabling its members to achieve homeownership—a goal that has been elusive for many salaried workers.

Formalising the Informal Sector (Achieve App)

The Achieve app allows Petra to reach informal sector workers who have not previously had access to formal pension products. This supports the government‘s financial inclusion agenda and expands the pension net.

Professionalising the Pension Trustee Industry

Petra‘s entry into the market in 2011 raised the bar for performance, transparency, and customer service. Competing trustees have had to improve their offerings to retain clients.

Employment and Skills Development

Petra directly employs a team of investment professionals, technology developers, and customer service staff. The firm has also contributed to skills development through its training programmes and by attracting Ghanaian diaspora talent back to the country.

Future Outlook

As of June 2026, Petra is executing a dual strategy: defend and grow its pension trustee business while expanding into securities brokerage and technology-driven retail financial services.

The Immediate Agenda (2026-2027)

1. Scale the Easy Homes Product: Partner with additional developers; secure financing; launch the product to the broader customer base.

2. Grow Petra Securities: Increase trading volume; win institutional brokerage mandates; launch a retail trading platform.

3. Enhance the Achieve App: Add new features (e.g., direct securities trading, investment education content); expand user base.

4. Maintain Investment Performance: Continue to target 20%+ returns for Tier 2 and Tier 3 schemes; diversify further away from government securities.

5. Expand Customer Base: Grow from 500,000 customers to 750,000+ within two years.

The Bull Case (Optimistic)

• Easy Homes Scales Rapidly: The product becomes the go-to mortgage solution for salaried workers. Petra captures a significant share of the housing finance market.

• Petra Securities Becomes a Major Broker: The brokerage arm captures 10%+ of GSE trading volume within three years, diversifying revenue away from trustee fees.

• Achieve App Reaches 1 Million Users: The technology platform becomes the leading financial services app in Ghana, cross-selling pensions, investments, loans, and insurance.

• Investment Performance Sustains: Petra continues to deliver 20%+ returns, attracting new corporate pension mandates.

• Regional Expansion: Petra expands into Nigeria, Kenya, or other African markets, leveraging the Achieve app for distribution.

The Bear Case (Pessimistic)

• Easy Homes Stalls: Construction delays or partner defaults damage the product‘s reputation. Fewer members enrol than expected.

• Brokerage Growth Disappoints: Petra Securities struggles to win market share from established brokers. The division remains a cost centre rather than a profit centre.

• Investment Performance Normalises: Returns fall below 15%. Competitors with comparable performance but larger distribution networks win new mandates.

• Technology Disruption: A fintech competitor launches a superior pension app, capturing the informal sector market that Petra is targeting.

• Key Personnel Depart: The loss of Yvonne Bollinger or Seth Kumson affects investment performance and product innovation.

The Verdict

Petra Trust Company Ltd. is one of Ghana‘s most impressive financial services success stories of the past decade and a half. Founded in 2011 by two Ghanaian professionals with experience at BlackRock and Wellington Management, the firm has grown from a startup to a diversified financial group with over 500,000 customers and GH¢5.4 billion in assets under management .

The firm‘s achievements are remarkable. Its Tier 2 and Tier 3 pension schemes delivered over 22% returns in 2024, while growing assets by 37% and 41% respectively . Its innovative Easy Loans and Easy Homes products address real customer needs. Its technology platform, Achieve by Petra, positions the firm to serve the informal and semi-formal sectors cost-effectively. And its recent admission as a Licensed Dealing Member of the Ghana Stock Exchange adds a new dimension to its service offering .

The firm is led by a world-class management team. CEO Kofi Fynn brings 28 years of experience, including stints at BlackRock and Wellington Management . The board has an average tenure of 14 years, providing stable governance . The investment team, led by Yvonne Bollinger, has demonstrated the ability to navigate volatile markets and deliver superior returns .

The risks are real: competition from bank-owned trustees, execution risk on Easy Homes, the challenge of building a securities brokerage business, and economic headwinds. But Petra has demonstrated resilience and innovation since its founding. It has successfully navigated the 2022-2023 DDEP, diversified its investment portfolio, and emerged with stronger returns.

For the Ghanaian worker seeking a retirement savings partner, Petra offers superior performance, innovative products, and a technology-enabled customer experience. For the corporate trustee seeking a pension manager, Petra offers independence, transparency, and a track record of results. For the Ghanaian economy, Petra is a growing employer, a source of patient capital, and a contributor to housing development.

Petra is not trying to be the largest pension trustee in Ghana—that title may still belong to a bank-owned competitor. It is trying to be the best. With a 14-year track record, a 22%+ return in 2024, and a diversified group structure, it is well-positioned to achieve that goal.

FAQ SECTION

1. Is Petra Trust a Ghanaian-owned company?
Yes. Petra Trust Company Ltd. is a wholly Ghanaian-owned independent pension trustee, founded in 2011 by Kofi Fynn and Chris Hammond .

2. Who is the CEO of Petra Trust?
The Chief Executive Officer is Mr. Kofi D. Fynn. He has over 28 years of experience, having worked at BlackRock and Wellington Management in the United States before returning to Ghana .

3. Who is the Co-Founder of Petra Trust?
Mr. Chris Hammond is the Co-Founder and Deputy Managing Director. He holds a Graduate Degree from Georgia Institute of Technology and an MBA from MIT Sloan School of Management .

4. When was Petra Trust founded?
Petra Trust was founded in 2011 .

5. What is the size of Petra‘s pension schemes?
As of 2024, Petra‘s Tier 2 scheme (Petra Advantage Pension Scheme) had a net asset value of GH¢3.2 billion, and its Tier 3 scheme (Petra Opportunity Pension Scheme) had a net asset value of GH¢2.2 billion, for a total of approximately GH¢5.4 billion .

6. How did Petra‘s pension schemes perform in 2024?
Both the Tier 2 and Tier 3 schemes recorded net returns on investment exceeding 22% for the year 2024 .

7. What is the Easy Homes product?
Easy Homes is a product that allows Petra scheme members to own their own homes. Petra works with trusted partners, reputable developers, and financing partners to guide members through their home ownership journey. Petra‘s goal is for every scheme member to own a home before they retire .

8. What is the Achieve by Petra app?
Achieve by Petra (formerly Spry) is a technology platform that provides access to financial products and services including pensions, insurance, mutual funds, fixed investments, homes, and loans. It is available to over 500,000 customers .

9. Is Petra Securities a Licensed Dealing Member of the GSE?
Yes. Petra Securities Limited was admitted as a Licensed Dealing Member of the Ghana Stock Exchange on April 30, 2024 .

10. Who is Yvonne Bollinger?
Yvonne Bollinger is the Head of Portfolio Management and Operations at Petra Trust. She leads the investment team responsible for the performance of Petra‘s pension schemes .

11. What is the Savings Booster product?
Savings Booster is a Tier 3 pension product launched in 2016 that allows contributors to deduct contributions from source before tax, providing an immediate tax advantage. It has no minimum contribution and can be used as collateral for loans .

12. Where is Petra Trust headquartered?
Petra Trust‘s headquarters is located at F304/5, Dade Close, North Labone, Accra, Ghana

Last Updated on June 8, 2026 by Samuel Kwame Boadu

Samuel Kwame Boadu

Samuel Kwame Boadu is a Ghanaian media entrepreneur and storyteller with a passion for amplifying urban voices and uncovering everyday truths. He is the Editor-in-Chief and Founder of Accra Street Journal, a dynamic digital platform dedicated to capturing the pulse of Ghana’s capital—its people, culture, challenges, business, sports and innovations.

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