The Ghana Co-operative Credit Unions Association (CUA) Ltd serves as the apex body for all co-operative credit unions in Ghana. Established in 1968, CUA plays a pivotal role in promoting financial inclusion by providing regulatory oversight, capacity building, and support services to its member credit unions nationwide.
Mission and Objectives
CUA’s primary mission is to foster the growth and development of credit unions in Ghana. By mobilizing savings and providing affordable credit facilities, CUA aims to enhance the economic well-being of its members. The association emphasizes the importance of education, good governance, and financial discipline among its members to ensure sustainable operations.
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Regulatory Oversight: CUA supervises and regulates member credit unions, ensuring compliance with established standards and practices.
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Capacity Building: Through its training arm, the Credit Union Training Centre (CUTRAC), CUA offers educational programs for credit union staff and board members to enhance their skills and knowledge.
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Financial Services: CUA provides technical and financial assistance to member credit unions, facilitating the development of new products and services tailored to members’ needs.
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Advocacy: The association represents the interests of credit unions at national and international forums, advocating for policies that support the cooperative movement.
Membership and Reach
CUA’s membership comprises various credit unions across the country, including workplace-based, community-based, and faith-based unions. These credit unions collectively serve a diverse membership base, offering savings, loans, and other financial services to individuals and groups.
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Head Office Address: 44 Jones Nelson Street, Adabraka, Accra, Ghana
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Phone: +233 302 220299
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Email: [email protected]
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Website: www.cua.org.gh
For more information on joining a credit union or forming a new one, interested individuals and organizations can visit CUA’s official website or contact the head office directly.
Last Updated on June 10, 2025 by
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Samuel Kwame Boadu is a Ghanaian media entrepreneur and storyteller with a passion for amplifying urban voices and uncovering everyday truths. He is the Editor-in-Chief and Founder of Accra Street Journal, a dynamic digital platform dedicated to capturing the pulse of Ghana’s capital—its people, culture, challenges, business, sports and innovations.


