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THE ACCRA DAILY MAIL
The Accra Daily Mail
Sports, people and the stories behind the game.
SPORTS
Where the Money in Modern Football Comes From: Broadcast Billions, Commercial Empires and the Ghanaian Reality
Modern football runs on money that flows from three main pipelines: television screens, corporate boardrooms, and stadium turnstiles. At the elite level, the game has become…
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SPORTS
How Football Clubs Make Money: The Broadcast Billions, the Commercial Shift and Ghana’s Survival Struggle
A football club is not just a team. It is a business, and like any business,…
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SPORTS
How Football Agents Make Money: The Commission Machine, the FIFA Fee Cap and Ghana’s Unlicensed Agent Problem
When a footballer signs a lucrative contract or moves clubs for a multi-million-dollar fee, someone else…
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SPORTS
What Is a Release Clause in Football? The Contract Trick That Lets Players Leave—and Why Ghanaian Clubs Rarely Use It
When a player signs a contract, the club usually holds all the power. If another team…
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INSURANCE & RISK
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Emerging Insurance Brokers
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TOOLS & CALCULATORS
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GHANA MARKET WATCH
Markets at a Glance
Track exchange rates and fuel prices with the latest available market data.
CURRENCY MARKET
FX
Exchange Rates
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| USD/GHS14 Nov 2026 | 11.76 | +0.04 | +0.34% |
| GBP/GHS14 Nov 2026 | 15.54 | +0.03 | +0.17% |
| EUR/GHS14 Nov 2026 | 12.98 | +0.01 | +0.06% |
| NGN/GHS14 Nov 2026 | 0.01 | +0.00 | +0.20% |
| CAD/GHS14 Nov 2026 | 8.24 | +0.03 | +0.31% |
| ZAR/GHS14 Nov 2026 | 0.70 | 0.00 | -0.63% |
ENERGY MARKET
FUEL
Fuel Prices
| Name | Last | Chg. | Chg. % |
|---|---|---|---|
| Petrol14 Nov 2026 | GH₵16.16 | -0.18 | -1.13% |
| Diesel14 Nov 2026 | GH₵18.42 | +0.03 | +0.16% |
Data source: ASJ API Ghana
Figures may be updated daily; check the displayed date.
ACCRA STREET JOURNAL
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POLITICS & PUBLIC AFFAIRS
THE ACCRA DAILY MAIL
The Accra Daily Mail
Politics. Power. Policy. The stories shaping Ghana.
NEWS & POLITICS
NADMO Recruitment: The Volunteer Drive, the C-SERP Portal and What It Means for Job Seekers
When Ghanaians hear that the National Disaster Management Organisation is recruiting, the immediate assumption is often that paid jobs are available. The reality is more complicated.…
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NEWS & POLITICS
Ghana Prisons Service Recruitment: The C-SERP Portal, the Requirements
For Ghanaians hoping to join the Ghana Prisons Service, the path runs through the same centralised…
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NEWS & POLITICS
Ghana National Fire Service Recruitment: Requirements, the C-SERP Portal and the 2027 Freeze
For Ghanaians hoping to join the Ghana National Fire Service (GNFS), the path runs through the…
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NEWS & POLITICS
Ghana Immigration Service Recruitment: The C-SERP Portal, the 65% Pass Mark and the 2027 Freeze That Leaves Thousands Waiting
For Ghanaians hoping to join the Ghana Immigration Service (GIS), the path runs through a single,…
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AFRICA NEWS & BUSINESS
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BRAND FOCUS AFRICA
Stories shaping business, markets and innovation across Africa.
Nov 11, 2026
MTN Nears Completion of $6.2 Billion IHS Towers Takeover After Securing Nigerian and COMESA Approvals
MTN has moved closer to completing its $6.2 billion takeover of IHS Towers after securing shareholder, Nigerian regulatory and COMESA approvals, leaving South Africa’s Competition Tribunal, ECOWAS and…
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Nov 11, 2026
Dangote Cement Abandons London Secondary Listing as Refinery IPO Falls Short of 10 Million Investor Target
Aliko Dangote’s cement business has shelved plans for a secondary listing on the London Stock Exchange,…
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Nov 11, 2026
Russia Deploys Naval Training Ship on 30,000-Mile African Voyage to Deepen Military Ties
Russia is stepping up naval engagement with African countries through the Baltic Fleet training ship Perekop,…
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Nov 8, 2026
Developing Countries’ External Debt Hits Record US$9.4 Trillion as Borrowing Costs Soar to 1989 Levels
Developing countries’ external debt rose 5.5% to a record US$9.4 trillion in 2025, the fastest pace…
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GHANA'S ECONOMIC PULSE
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Economy
Ato Forson Presents 2027 Budget: “The New Economy, New Ghana, Jobs and Prosperity”
Finance Minister Dr Cassiel Ato Forson presented the 2027 Budget Statement and Economic Policy to Parliament on Thursday, November 12, 2026, unveiling an eight-pillar…
Read the story →LATEST UPDATES
Ghana Allocates GH¢17.6 Billion to Local Governance as Common Fund Jumps 23% to GH¢10.8 Billion
Ghana Allocates GH¢15.5 Billion to Interior Ministry, Outpacing Defence for Domestic Security and 24-Hour Economy Backing
Ghana Earmarks GH¢2.9 Billion for Agriculture as Budget Targets Post-Harvest Losses and Food Inflation
LIFE IN GHANA'S CAPITAL
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Street of Accra
Discover the people, places, ideas and everyday developments shaping life across Accra.
Kantamanto Traders Tell Finance Minister: Price Stability Hasn’t Put Money in Customers’ Pockets
Traders at Accra’s Kantamanto Market say relative price stability has failed to translate into sales, with customers increasingly unable to afford goods — an appeal to Finance Minister…
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MORE FROM ACCRA
Activa Pays GH¢4.7 Million in 2026 Flood Claims as Ghana’s Insurers Keep Disaster Payouts Largely Undisclosed
Activa International Insurance Ghana has paid more than GH¢4.7 million in flood-related claims for the 2026 rainy season…
The T-Bill Ladder: How to Build Constant Cash Flow Using Ghana Treasury Bills
The problem with a single Treasury bill is timing. You put money in for 91 days, or 182…
The Architect: The Life and Tactical Legacy of Sir Cecil Jones Attuquayefio
Sir Cecil Jones Attuquayefio is not merely a legendary manager in the history of Accra Hearts of Oak.…
BEYOND THE HEADLINES
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ASJ Investigates
Questions that matter. Issues that deserve answers. Stories that demand a closer look.
THE BIG STORY
7 Key Government Ministers Leading Ghana’s National Economic Dialogue
A member of the National Economic Dialogue Planning Committee, Professor John Gatsi, has emphasized the vital role that seven key government ministers will play in the upcoming dialogue.…
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MORE TO EXAMINE
Afreximbank Forecasts Ghana’s Economy to Grow 5.9% in 2026 as Gold Boom and Infrastructure Spending Drive Recovery
Ghana’s economy is projected to expand 5.9% in 2026, its fastest pace in several years, as booming…
Accra Daily News Warns: Lifestyle Audits to Catch Up with Those Flaunting Unexplained Wealth
Accra Daily News has raised concerns about the rise of extravagant displays of wealth without clear financial…
The Boomerang Effect: Why Cutting Fuel Taxes Won’t Fix a Grid That Keeps Tripping
The timing could not have been more exquisitely Ghanaian. On the same morning that the National Petroleum…
LAW • RIGHTS • JUSTICE
Legal Insights →
The Law
Making sense of Ghana's laws, legal rights and the issues that shape everyday life.
LEGAL SPOTLIGHT
What Happens After You Buy Land in Ghana? Full Process Explained
Introduction: The Purchase Is Just the Beginning You have negotiated with the chief, signed the documents, handed over the money, and received a receipt. For…
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MORE LEGAL INSIGHTS
Is a Verbal Agreement Legally Binding in Ghana? A Deep Dive into Contract Law
In Ghana, many everyday deals—like borrowing money from a friend or agreeing to rent a room—are…
Joining the Ghana Police Service: Requirements, Recruitment Process, and Training Explained
The Ghana Police Service (GPS) remains one of the most respected state institutions in Ghana, entrusted…
Employment Rights in Ghana: What Every Worker Should Know About Dismissal and Contracts
In Ghana’s fast-growing job market, employment is often seen as a privilege. But while many workers…
THE CITY. THE PEOPLE. THE EVERYDAY.
Explore Accra
Accra Living
The places, people, culture and everyday realities that make Accra what it is.
CITY SPOTLIGHT
Accra to Dakar by Bus: Complete Road Travel Guide from Ghana
Travelling from Accra to Dakar by bus is a serious overland journey, not a weekend trip. There is no direct bus . You will change vehicles at least twice,…
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MORE FROM THE CITY
Ghana Co-operative Pharmacists’ Credit Union: Financial Services Tailored for Pharmacists
The Ghana Co-operative Pharmacists’ Credit Union Limited (GCPCUL) is a member-owned financial institution dedicated to serving registered pharmacists…
The Growing Gap Between Old Accra and New Accra
From the gleaming towers of Airport City to the struggling slums of Old Fadama, Accra is a city…
Ghanaian Diaspora Returning to Accra: A Complete Survival Guide
Introduction In recent years, Accra has witnessed a significant rise in returnees from the Ghanaian diaspora—professionals, entrepreneurs, students,…
YOUR MONEY. YOUR CITY. YOUR LIFE.
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Accra, Ghana Cost of Living
Practical insights into the cost of housing, food, transport and everyday life in Accra.
FEATURED ANALYSIS
How Minimalist Living Saves Money in Accra: ASJ Practical Guide
An Accra Street Journal Financial Intelligence Brief Executive Introduction Minimalist living has become a quiet but growing trend in Accra—not as a philosophy, but as a survival…
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MORE ON THE COST OF LIVING
What Real Economic Recovery Means for Ghanaian Households
What Economic Recovery Really Looks Like – Economic recovery goes beyond statistics and growth figures. Here’s what…
The Real Cost of Living in Accra — Beyond Rent
When people talk about the cost of living in Accra, they often talk about rent first. But…
Why Ghana’s Economy Is Under Pressure — A Simple Breakdown
Ghana’s Economic Challenges Explained Simply – Ghana’s economy faces several challenges, from inflation to debt and currency…
Can Sam George Lead Ghana’s AI Boom Before the 2028 Election?
With bold US$270 million compute pledges, a newly…
Priority Insurance Secures Three International ISO Certifications, Strengthening Its Commitment to Quality, Security and Business Resilience
The Ghanaian insurer’s achievement in quality management, information…
The Margin Trap: The Hidden Fees Inside MoMo Business and Merchant Accounts
The pitch is simple. Register a merchant account,…
How to Maximize Interest on Your Mobile Money (MoMo) Wallet in Ghana
Your mobile money wallet is not just a…
Ghana and US Explore Data Centre, Cloud and Cybersecurity Cooperation as Amazon Ties Discussed
Ghana and the United States are exploring cooperation…
ACCRA LEGAL JOURNAL
JUSAG Declares Indefinite Nationwide Strike From November 2 Over Unpaid Reviewed Salaries
The Judicial Service Staff Association of Ghana (JUSAG) has declared…
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Buying a Car on Hire Purchase in Ghana: How the Arrangement Works
Hire purchase is one of the most common ways Ghanaians…
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Small Claims Court in Ghana and How to Make a Formal Complaint
When a debt goes unpaid or a dispute arises, many…
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Legal Aid in Ghana: How to Get Free Legal Representation
The law is supposed to protect everyone equally. But in…
Read More CHANGE MAKERS
Markets · Investing · Capital
Stock Street Journal
Stocks, ETFs, the Ghana Stock Exchange, venture capital and investment trends shaping African markets.
Market Focus
The Waiting Room: Inside the Ghana Alternative Market and the Five Companies Trying to Make It Work
Nov 9, 2026
The Ghana Stock Exchange has a main hall and a side room. The main hall is where the banks, the multinationals, and the miners trade. The side room is the Ghana Alternative…
Read Analysis →Stock Street Journal
The Landlord’s Boardroom: A Profile of the Companies That Trade on the Ghana Stock Exchange
Nov 9, 2026
Read Analysis →Stock Street Journal
GSE Turnover Falls 37% to GH¢6.96 Million as Six Equities Decline; Ecobank Ghana and TotalEnergies Lead Losers
Nov 6, 2026
Read Analysis →Stock Street Journal
AngloGold Ashanti Posts US$927 Million Q3 Profit and Declares US$361 Million Dividend as Gold Price Offsets Lower Output
Nov 6, 2026
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Property & Housing
Real Estate
Property markets, housing trends and insights shaping Ghana's built environment.
ASJ Real Estate
Building Materials Prices in Ghana: Cement, Iron Rods, Roofing Sheets, Blocks and More
Nov 1, 2026
The cost of building a home in Ghana is not a single number. It is a moving target, shaped by port congestion,…
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ASJ Real Estate
REITs in Ghana: How Real Estate Investment Trusts Work
Sep 18, 2026
For many Ghanaians, owning commercial property—an office block, a shopping mall, or a warehouse—has always been out of reach. The capital required…
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ASJ Real Estate
Why Accra’s Neighbourhoods Are Changing Overnight
Sep 3, 2026
From the gleaming towers of Airport City to the planned redevelopment of the Korle Lagoon slum, Accra’s neighbourhoods are being reshaped at…
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ASJ Real Estate
Micheletti & Co. Ltd.: The 70-Year-Old Civil Engineering Titan That Built Ghana’s Infrastructure—and Defended Its Legacy at the ICC
Aug 28, 2026
Founded in 1955 by an Italian entrepreneur, this 201-500 employee civil engineering and building construction powerhouse has shaped Ghana‘s skyline for seven…
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Essential Services · Consumer Guides · News
Public Utilities Guide & News
Practical guides, consumer information and the latest coverage of electricity and water services in Ghana. Understand ECG bills, tariffs and power supply, and find useful information about Ghana Water services.
GHANA WATER COMPANY
What Happens When You Don’t Pay Your Ghana Water Bill?
Sep 6, 2026
When you fail to pay your Ghana Water Limited (GWL) bill, the consequences are serious and escalate over time. From service disconnection and reconnection fees to heavy penalties and legal action, understanding…
Read Guide & Analysis →GHANA WATER COMPANY
How to Change the Name on a Ghana Water Account
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Ghana Water Meter Not Working? Here’s What to Do
Sep 6, 2026
Read Guide & News →GHANA WATER COMPANY
Applying for a New Ghana Water Connection: What You Need to Know
Sep 6, 2026
Read Guide & News →Connectivity · Mobile Money · Consumer Guides
Ghana Telecom Guides & News
Practical guides, service information and news covering Ghana's mobile networks, data bundles, mobile money, network services and the telecom industry.
MTN Ghana
The Landlord’s Boardroom: A Profile of the Companies That Trade on the Ghana Stock Exchange
Nov 9, 2026
The Ghana Stock Exchange is not a single market. It is a collection of very different businesses, each with its own story, its own balance sheet, and its own reason for being…
Read Guide & Analysis →MTN Ghana
GSE Soars to 14,403.60 Points as Composite Index Jumps 2.49% in Single Session
Oct 12, 2026
Read Guide & News →MTN Ghana
MTN’s $500 Billion Pivot: From Telecom Giant to Africa’s Consumer Technology Platform
Oct 6, 2026
Read Guide & News →MTN Ghana
Ebenezer Asante’s MTN Ghana Stake Hits $4.3 Million as Shares Surge 48.1%
Oct 5, 2026
Read Guide & News →Markets · Trade · Investment
The High Street Business
Market analysis, business insights and stories on the forces shaping Ghana's economy, trade, retail and investment landscape.
Markets desk · In partnership with The High Street Business
Markets · Featured Analysis
GACL Posts GH₵354.6 Million Profit and Pays First Dividend to Government on Airport Charge, Passenger Growth
Nov 3, 2026 · The High Street Business
The Ghana Airports Company Limited grew its 2025 profit to GH₵354.6 million and paid its first dividend of GH₵30 million to the Government of Ghana, crediting the airport infrastructure development charge and strong passenger…
Read Full Analysis →Markets · THSB
Ghana Bauxite Company Secures US$250 Million Ecobank Mandate to Expand Awaso Mine
Oct 31, 2026
Read More →Markets · THSB
Ghana’s Urban Population Hits 58.7% as 33.7 Million Population Reshapes Demand for Housing and Services
Oct 31, 2026
Read More →Markets · THSB
Petrol and LPG Prices Set to Drop Slightly as Diesel Faces Minor Increase in November
Oct 31, 2026
Read More →Venture Capital CatchUp
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Private Equity in Ghana: How the Industry Works
September 18, 2026
Private equity in Ghana has grown from a niche corner of the financial market into a $6.93 billion industry . Yet for…
Business & Finance
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AfDB Pledges Support for Ghana’s $10 Billion Big Push Agenda, Eyes Transport as Strategic Entry Point
June 17, 2025
ACCRA, Ghana – June 2025 | The African Development Bank (AfDB) is aligning closely with Ghana’s flagship Big Push infrastructure agenda, signaling…
Risk & Compliance
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Why Insurance Penetration in Ghana Remains Low — The 0.63% Reality, the 80% Informal Sector, and the Trust Deficit That Won’t Close
May 30, 2026
Why Insurance Penetration in Ghana Remains Low — Ghana’s insurance penetration has stalled at 1% of GDP (0.63% under IFRS 17). Our…
How Life Insurance Helps Secure Family Wealth
August 22, 2026
Priority Insurance Company Ltd Donates to Dr. Hilla Limann Technical University’s SRC
July 19, 2023
2026 CIIG Insurance Excellence Awards: Full List of Winners
September 5, 2026
Culture
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Shadows of Empire: The CIA, Kwame Nkrumah, and the Struggle for Ghanaian Sovereignty
September 1, 2025
Introduction: Reclaiming Our History In the annals of postcolonial Africa, few events resonate as profoundly as the 1966 coup that ousted Ghana’s…
Why Jollof Rice Defines West African Culinary Pride
August 27, 2025
The Colonial Blueprint: How British Rule Designed, Segregated, and Still Haunts Accra’s Urban Planning
July 23, 2026
From the Concert Party to the Black Box: The Evolution, Economics, and Rebirth of Accra’s Performing Arts
July 23, 2026
Health & Wellness
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Why Health Insurance Is Becoming Essential in Ghana: Protecting Lives, Income, and Financial Stability
December 30, 2025
Health insurance is no longer a secondary consideration in Ghana’s healthcare and financial landscape. It is rapidly becoming an essential part of…
Restaurants & Eateries
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How Much Does Banku and Tilapia Cost in Accra in 2026?
August 23, 2026
Banku and grilled tilapia is the quintessential Accra food experience—fermented corn and cassava dough served with a whole grilled fish and spicy…
Ghana: The Garage Bar and lounge, Accra
April 7, 2023
Traditional Beverages: Sobolo, Pito, and Palm Wine
August 27, 2025
Best Spots for Food Photography in Accra: An ASJ Guide for Creators
February 16, 2026
PEOPLE WHO MAKE A DIFFERENCE
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Biography & Spotlight
FEATURED PROFILE
Dr. Kate Quartey-Papafio | Factual Biography
Kate Quartey-Papafio is the founder and Chief Executive Officer of Reroy Cables Limited, a subsidiary of Reroy Group and one of the leading manufacturers of electrical cables in Africa which is predominantly catering for the…
December 26, 2024
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MORE PEOPLE TO KNOW
Ejiro Onojaife: Biography, Career, and the AMVCA-Nominated Actress Building Her Own Path
October 18, 2026
Yvonne Okoro | Factual Biography
September 15, 2023
Dr. Kwame Kyei | Factual Biography
April 8, 2022
WHERE TO STAY
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Hotels & Inns
Accra Marriott Hotel Location & Contact Details | Top Luxury Hotel in Ghana Near Airport
Looking for premium accommodation near the Kotoka International Airport in Accra? Accra Marriott Hotel stands out as one of the top luxury…
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